655 E 4th St, Franklin, OH 45005 Property Records

Warren County property record for 655 E 4th St, Franklin, OH 45005

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,104 sqft · built 1960
Lot Size0.192 acres (8,400 sqft)
OwnerIndividual Name on File
Last Sale$227,000 (Feb 2023)
Tax Bill$3,631 (2025)
Deeds & MortgagesFeb 2023 Sale
Sep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-25-104-031-0

Property Details

APN / Parcel Number

Primary APN04-25-104-031-0
Alternative APNs
  • 0425104031
  • 425104031
  • 2100207

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,104 sqft Living Area
1st Floor Area1,104 sqft

Exterior

Year BuiltBuilt 1960
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Lot Area8,400 sqft (0.192 acres)
Lot Dimensions120 ft deep x 70 ft wide
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area200 sqft
Canopy200 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account Number2100207
Old Parcel Number0425104031
Street Address655 E 4TH ST
CityFRANKLIN
StateOH
Zip45005-2303
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAYNE CREST PARK LOT# 4
Legal SubdivisionLAYNE CREST PARK
Legal Block104
Legal Lot Number4
JurisdictionWARREN OH
Township / Civil DivisionFRANKLIN
Census Block Group2
Census Block2011
Census Tract32502

Owner

Source: Warren County records · APN 04-25-104-031-0

Assessment roll updated August 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address655 E 4TH ST, FRANKLIN, OH 45005-2303
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 02, 2023Warranty Deed, Transfer
Sep 23, 2022Warranty Deed, Transfer · Conventional Mortgage
GOLDEN EMPIRE MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 02, 2023 · Amount on Record
Deed SaleFeb 02, 2023 · Amount on Record
Prior SaleSep 23, 2022 · Amount on Record
Deed Document Number0000002040
Record UpdatedJun 08, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARREN OH
Recording DateFeb 02, 2023
Property Address655 E 4TH ST, FRANKLIN, OH 45005-2303
Document Number0000002040
Map ReferenceMB 4 PG 142
Instrument DateJan 25, 2023
Instrument2023-002040
Transaction TypeTransfer
Record UpdatedFeb 16, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address655 E 4TH ST, FRANKLIN, OH 45005-2303

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARREN OH
Recording DateSep 23, 2022
Property Address655 E 4TH ST, FRANKLIN, OH 45005-2303
Document Number0000030144
Map ReferenceMB 4 PG 142
Instrument DateSep 20, 2022
Instrument2022-030144
Transaction TypeTransfer
Record UpdatedOct 10, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address655 E 4TH ST, FRANKLIN, OH 45005-2303

Mortgage

Document Number0000030145
DateSep 23, 2022
Instrument2022-030145
Lender
NameGOLDEN EMPIRE MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term12 Months
DueSep 20, 2023

Tax Assessment & Valuation

Source: Warren County records · Assessment roll updated August 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateOhio
CountyWarren County
County SubdivisionFranklin Township
MunicipalityFranklin City
Unified School DistrictFranklin City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,631.00 (+22.38%)$71,050 (+31.76%) Land $15,750 Building $55,300$203,000 (+31.76%) Land $45,000 Building $158,000
2023$2,967.00 (+56.4%)$53,925 (+47.53%) Land $9,685 Building $44,240
2022$1,897.00$36,551 Land $9,685 Building $26,866$154,070 (+47.53%) Land $27,670 Building $126,400
2021$104,430 Land $27,670 Building $76,760

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 25, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Verizon.

Based on FCC filings for 246 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemFRANKLIN PUBLIC WATER SYSTEM
private · serves 11,690 people
Water SourceGroundwater
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on E 4th St

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