655 Dumplin Knob Ln, Sparta, TN 38583 Property Records

White County property record for 655 Dumplin Knob Ln, Sparta, TN 38583

Property Summary

Property Type	Rural Home
Details	3 ba · 2,134 sqft · built 2006
Lot Size	33.6 acres (1,463,616 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,524 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Jun 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`093072 00106`

Property Details

APN / Parcel Number

Primary APN	`093072 00106`
Alternative APN	`072 00106`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,134 sqft Living Area
1st Floor Area	2,134 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,463,616 sqft (33.6 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	572 sqft
Patio Area	480 sqft
Utility Building	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	655 DUMPLIN KNOB LN
City	SPARTA
State	TN
Zip	38583-3857
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 2
Legal Subdivision	THE WINGATE B SPIVEY PROPERTY
Jurisdiction	WHITE TN
Township / Civil Division	4
Census Block Group	1
Census Block	1044
Census Tract	935000

Owner

655 Dumplin Knob Ln, a rural home, is owned and occupied by two individuals who acquired it in July 2009.

Source: White County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	655 DUMPLIN KNOB LN, SPARTA, TN 38583-3857
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 9, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2009
Deed Sale	Jul 15, 2009
Prior Sale	Jul 25, 2002 · Amount on File
Deed Book / Page	271 / 25
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	655 DUMPLIN KNOB LN, SPARTA, TN 38583-3857
Transaction Type	Mortgage
Record Updated	Apr 29, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 DUMPLIN KNOB LN, SPARTA, TN 38583-3857

Mortgage

Document Number	0RB507/280
Date	Apr 19, 2022
Book Page	RB507/280
Instrument	22001912

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Mar 20, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	655 DUMPLIN KNOB LN, SPARTA, TN 38583-3857
Transaction Type	Mortgage
Record Updated	Mar 18, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 DUMPLIN KNOB LN, SPARTA, TN 38583-3857

Mortgage

Document Number	0RB483/113
Date	Jun 9, 2021
Book Page	RB483/113
Instrument	21002703

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	71 Months
Due	May 4, 2027

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	655 DUMPLIN KNOB LN, SPARTA, TN 38583-3857
Document Number	0000001624
Instrument Date	Apr 13, 2020
Transaction Type	Mortgage
Record Updated	Jul 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 DUMPLIN KNOB LN SPARTA TN 385833857, SPARTA, TN 38583-3857

Mortgage

Document Number	0000001624
Date	May 5, 2020
Book Page	000454/000763
Instrument	1624

Lender

Name	US BK
Type	Bank
Address	PORTLAND, OR 97204

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 4, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 655 Dumplin Knob Ln was $1,524.

Source: White County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	White County
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,524.00 Additional exemption filed	$108,075 Land $14,100 Building $93,975	$598,500 Land $222,600 Building $375,900
2023		$63,775 Land $10,475 Building $53,300
2021	$1,307.00
2020			$340,300 Land $127,100 Building $213,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 655 Dumplin Knob Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 655 Dumplin Knob Ln is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 80% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BON DE CROFT UTILITY DISTRICT serves 4,577 people · EPA ID TN0000653
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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