655 Drake Rd, Hamlin, NY 14464 Property Records

Monroe County and Hamlin Town property record for 655 Drake Rd, Hamlin, NY 14464

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,646 sqft · built 1976
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Oct 2023)
Tax Bill	$6,000 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`263000 028.02-1-4`

Property Details

APN / Parcel Number

Primary APN	`263000 028.02-1-4`
Alternative APNs	`30000280200001004000` `00177140000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,646 sqft Living Area
1st Floor Area	1,646 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	30,056 sqft (0.69 acres)
Lot Dimensions	300 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	104 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	00177140000
Street Address	655 DRAKE RD
City	HAMLIN
State	NY
Zip	14464-9524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	TRI TRACT L8 T4 SEC8 DRAKEWOOD F 194 55 SL7
Legal Subdivision	DRAKEWOOD FANUS SUBDIVISION
Legal Block	1
Legal Lot Number	4.000
Jurisdiction	MONROE NY
Township / Civil Division	HAMLIN
Census Block Group	1
Census Block	1022
Census Tract	15102

Owner

Source: Monroe County and Hamlin Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	655 DRAKE RD, HAMLIN, NY 14464-9524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2023	Warranty Deed, Transfer · Conventional Mortgage GENESEE REGIONAL BANK
Sep 29, 2020	Deed of Trust, Mortgage · Conventional with PMI FIVE STAR BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2023 · Amount on Record
Deed Sale	Oct 6, 2023 · Amount on Record
Prior Sale	Jun 28, 2013 · Amount on Record
Deed Document Number	2023154
Deed Book / Page	12874 / 331
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Oct 6, 2023
Property Address	655 DRAKE RD, HAMLIN, NY 14464-9524
Document Number	0000000154
Book / Page	12874 / 331
Map Reference	LB 194 PG 55
Instrument Date	Sep 19, 2023
Instrument	202310060154
Transaction Type	Transfer
Record Updated	Oct 24, 2023
Title Company	CHICAGO TITLE ROCHESTER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$960.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	655 DRAKE RD, HAMLIN, NY 14464-9524

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 DRAKE RD, HAMLIN, NY 14464-9524

Mortgage

Document Number	0000000155
Date	Oct 6, 2023
Instrument	202310060155

Lender

Name	GENESEE REGIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	655 DRAKE RD, HAMLIN, NY 14464-9524
Document Number	0000000743
Instrument Date	Sep 29, 2020
Transaction Type	Mortgage
Record Updated	Dec 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 DRAKE RD HAMLIN NY 144649524, HAMLIN, NY 14464-9524

Mortgage

Document Number	0000000743
Date	Oct 26, 2020
Book Page	028812/000355
Instrument	743

Lender

Name	FIVE STAR BK
Type	Bank
Address	WARSAW, NY 14569

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Oct 25, 2040

Tax Assessment & Valuation

Source: Monroe County and Hamlin Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Hamlin Town
Unified School District	Brockport Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,000.00 (-4.31%)
2025	$6,270.00 (+82.11%)	$234,100 (+138.88%) Land $30,600 Building $203,500	$234,100 (+60.01%) Land $30,600 Building $203,500
2023		$98,000 (-) Land $16,500 Building $81,500	$146,300 (+10.5%) Land $24,632 Building $121,668
2022		$98,000 Land $16,500 Building $81,500	$132,400 Land $22,292 Building $110,108
2021	$3,443.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	22 (1978–2019)
Claims Outside the SFHA	9 of 22
Most Recent Claim	May 2019 · other causes
Claims by Event	Flooding, Jun 2017 · 6 claims Severe Storms And Flooding, May 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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