655 Distel Dr, Los Altos, CA 94022 Property Records

Santa Clara County property record for 655 Distel Dr, Los Altos, CA 94022

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,968 sqft · built 1960
Lot Size	0.234 acres (10,200 sqft)
Owner	Company Name on Record
Last Sale	$3,225,000 (Sep 2018)
Tax Bill	$43,594 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2017 Reverse Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`170-10-027`

Property Details

APN / Parcel Number

Primary APN	`170-10-027`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,968 sqft Living Area
1st Floor Area	1,968 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Architectural Style	Other
Construction Type	Wood
Lot Area	10,200 sqft (0.234 acres)
Lot Dimensions	120 ft deep x 85 ft wide
Garage Area	541 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	655 DISTEL DR
City	LOS ALTOS
State	CA
Zip	94022-1502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CITY/MUNI/TWP:LOS ALTOS
Legal Subdivision	GARDEN TERRACE
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1020
Census Tract	510400

Owner

Source: Santa Clara County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	655 DISTEL DR, LOS ALTOS, CA 94022-1502
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 7, 2017	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Jul 29, 2019	Deed of Trust, Mortgage · ARM HSBC BANK USA
Oct 1, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 25, 2018	Grant Deed, Transfer · ARM WELLS FARGO BANK NA
Aug 25, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2018 · Amount on Record
Deed Sale	Sep 25, 2018 · Amount on Record
Prior Sale	Sep 25, 2018 · Amount on Record
Deed Document Number	0024030093
Last Transfer Date	Oct 1, 2019
Transfer Doc	0024293767
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	655 DISTEL DR, LOS ALTOS, CA 94022-1502
Transaction Type	Mortgage
Record Updated	Jun 15, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 DISTEL DR, LOS ALTOS, CA 94022-1502

Mortgage

Document Number	0024985918
Date	Jun 7, 2021
Instrument	24985918

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.12%
Type Change Date	Jun 1, 2026
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.12%
Index	Other
Max Rate	7.12%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	655 DISTEL DR, LOS ALTOS, CA 94022-1502
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023821745
Date	Dec 7, 2017
Instrument	23821745

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Mortgage Company
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	703 Months
Due	Jul 5, 2076

Interest

Rate Type	Adjustable Rate
Rate	5.72%
Type Change Date	Sep 1, 2018
Change Frequency	Annually
Index	1-Year LIBOR

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	655 DISTEL DR, LOS ALTOS, CA 94022-1502
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024240659
Date	Jul 29, 2019
Instrument	24240659

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.7%
Type Change Date	Aug 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.7%
Index	1-Year LIBOR
Max Rate	7.7%

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 1, 2019
Property Address	655 DISTEL DR, LOS ALTOS, CA 94022-1502
Document Number	0024293767
Instrument Date	Sep 12, 2019
Instrument	24293767
Transaction Type	Transfer
Record Updated	Oct 11, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	655 DISTEL DR LOS ALTOS CA 940221502, LOS ALTOS, CA 94022-1502

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 25, 2018
Property Address	655 DISTEL DR, LOS ALTOS, CA 94022-1502
Document Number	0024030093
Instrument Date	Sep 14, 2018
Instrument	24030093
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	655 DISTEL DR, LOS ALTOS, CA 94022-1502

Mortgage

Document Number	0024030094
Date	Sep 25, 2018
Instrument	24030094

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Oct 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.37%
Index	1-Year LIBOR
Max Rate	8.37%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	655 DISTEL DR, LOS ALTOS, CA 94022-1502
Document Number	0023821746
Instrument Date	Aug 25, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	655 DISTEL DR LOS ALTOS CA 940221502, LOS ALTOS, CA 94022-1502

Mortgage

Document Number	0023821746
Date	Dec 7, 2017
Instrument	23821746

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	708 Months
Due	Dec 6, 2076

Interest

Rate Type	Adjustable Rate
Rate	5.72%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Los Altos City
Elementary School District	Los Altos Elementary School District (KG - 08)
Secondary School District	Mountain View-Los Altos Union School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$43,594.00 (+5.45%) Homeowner's exemption	$3,608,479 (+4.04%) Land $3,513,882 Building $94,597
2023	$41,342.00 (+1.21%) Homeowner's exemption	$3,468,360 Land $3,377,435 Building $90,925
2022	$40,848.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC LOS ALTOS SUBURBAN private · serves 63,559 people · EPA ID CA4310001
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: GeoLinks, Sail Internet, T-Mobile, Verizon.

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