655 Davis Rd, Ellijay, GA 30540 Property Records

Gilmer County property record for 655 Davis Rd, Ellijay, GA 30540

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,048 sqft · built 2020
Lot Size	1.66 acres (72,310 sqft)
Owner	2 Individual Names on Record
Last Sale	$436,600 (Jun 2021)
Tax Bill	$3,561 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Nov 2019 Sale + 4 more
Flood Zone	Zone AE (high risk)
APN	`3079A 014`

Property Details

APN / Parcel Number

Primary APN	`3079A 014`
Alternative APN	`19526`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,048 sqft Heated Area
1st Floor Area	2,048 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	72,310 sqft (1.66 acres)
Porch	Patio
Patio Area	364 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	19526
Street Address	655 DAVIS RD
City	ELLIJAY
State	GA
Zip	30540-2485
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	14R -PREVIOUSLY -PT LT 12, LTS 13-14 W M SLUD
Legal Subdivision	WM SLUDER S/D RIVER
Legal Lot Number	12
Jurisdiction	GILMER GA
Township / Civil Division	NORTH GILMER
Census Block Group	1
Census Block	1077
Census Tract	80200

Owner

Source: Gilmer County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	24411 OPAL HILL CT, LAGUNA NIGUEL, CA 92677-4045
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK
Nov 6, 2019	Warranty Deed, Transfer
May 21, 2018	Limited Warranty Deed, Transfer
May 21, 2018	Limited Warranty Deed, Transfer
Aug 3, 2015	Foreclosure
Jan 5, 2006	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2021 · Amount on Record
Deed Sale	Jun 28, 2021 · Amount on Record
Prior Sale	May 21, 2018 · Amount on Record
Deed Document Number	20212747
Deed Book / Page	2399 / 83
Prior Transfer Date	Jan 5, 2006
Prior Transfer Doc	001265/144
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILMER GA
Recording Date	Jun 28, 2021
Property Address	655 DAVIS RD, ELLIJAY, GA 30540-2485
Document Number	0002399/83
Book / Page	2399 / 83
Instrument Date	Jun 28, 2021
Instrument	2021-002747
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15485 SW 78TH PL, PALMETTO BAY, FL 33157-2352
Investor	Possibly a Property Investor

Mortgage

Document Number	0000239987
Date	Jun 28, 2021
Instrument	2399/87

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILMER GA
Recording Date	Nov 6, 2019
Property Address	655 DAVIS RD, ELLIJAY, GA 30540-2485
Document Number	002213/262
Book / Page	2213 / 262
Instrument Date	Nov 6, 2019
Instrument	2019-003118
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 BROWNING LN, EAST PALATKA, FL 32131-4054

May 2018: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	GILMER GA
Recording Date	May 21, 2018
Property Address	655 DAVIS RD, ELLIJAY, GA 30540-2485
Document Number	002104/255
Book / Page	2104 / 255
Instrument Date	May 21, 2018
Instrument	2018-001269
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 BROWNING LN, EAST PALATKA, FL 32131-4054

May 2018: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	GILMER GA
Recording Date	May 21, 2018
Property Address	655 DAVIS RD, ELLIJAY, GA 30540-2485
Document Number	002107/286
Book / Page	2107 / 286
Instrument Date	May 21, 2018
Instrument	2018-001468
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 BROWNING LN, EAST PALATKA, FL 32131-4054

August 2015: Foreclosure

Document Type	Foreclosure
Jurisdiction	GILMER GA
Recording Date	Aug 3, 2015
Property Address	655 DAVIS RD, ELLIJAY, GA 30540-2485
Document Number	0001932/31
Book / Page	1932 / 31
Instrument Date	Aug 3, 2015
Instrument	2015-001860
Transaction Type	Foreclosure
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2775 BUFORD HWY, DULUTH, GA 30096-2872

January 2006: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GILMER GA
Recording Date	Jan 5, 2006
Property Address	655 DAVIS RD, ELLIJAY, GA 30540-2485
Document Number	001265/144
Book / Page	1265 / 144
Instrument Date	Jan 5, 2006
Instrument	2006-002640
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 PADEN DR, LAWRENCEVILLE, GA 30044-3618
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Gilmer County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Gilmer County
Unified School District	Gilmer County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,561.00 (+13.01%)	$230,520 (+28.72%) Land $52,320 Building $178,200	$576,300 (+28.72%) Land $130,800 Building $445,500
2022	$3,151.00	$179,080 Land $41,840 Building $137,240	$447,700 Land $104,600 Building $343,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	6 (1996–2025)
Most Recent Claim	Apr 2025

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 88% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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