Seminole County property record for 655 David St, Winter Springs, FL 32708
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,746 sqft · built 1972 |
| Lot Size | 0.181 acres (7,875 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,072,400 (Apr 2022) |
| Tax Bill | $4,314 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Oct 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-20-30-509-0100-0390 |
| Primary APN | 34-20-30-509-0100-0390 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,746 sqft Living Area |
| 1st Floor Area | 1,401 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 7,875 sqft (0.181 acres) |
| Porch | Florida Room |
| Porch Area | 450 sqft |
| Patio Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 655 DAVID ST |
|---|---|
| City | WINTER SPRINGS |
| State | FL |
| Zip | 32708-2613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 39 BLK 1 NORTH ORLANDO TOWNSITE 4TH ADD REPLAT PB 14 PG 6 |
| Legal Range | 30E |
| Legal Township | 20S |
| Legal Section | 34 |
| Legal Subdivision | NORTH ORLANDO TOWNSITE 4TH ADD REPLAT |
| Legal Tract | 509 |
| Legal Block | 1 |
| Legal Lot Number | 39 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | CASSELBERRY-ALTAMONTE SPRINGS |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 21401 |
Source: Seminole County records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5001 PLAZA ON THE LK, 200, AUSTIN, TX 78746-1053 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Jul 23, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Oct 31, 2019 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Apr 19, 2022 | Special Warranty Deed, Transfer BCHH INC |
| Aug 27, 2021 | Warranty Deed, Transfer NOT AVAILABLE, BUNGALO CLOSING SERVICES LLC |
| Jan 25, 2018 | Deed of Trust, Mortgage · VA Mortgage MONSTERLOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 19, 2022 · Amount on Record |
| Deed Sale | Apr 19, 2022 · Amount on Record |
| Prior Sale | Aug 27, 2021 · Amount on Record |
| Deed Document Number | 202246370 |
| Deed Book / Page | 10219 / 1353 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 655 DAVID ST, WINTER SPRINGS, FL 32708-2613 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0096571463 |
|---|---|
| Date | Jul 23, 2020 |
| Book Page | 9657/1463 |
| Instrument | 2020078535 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 333 Months |
| Due | Apr 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 655 DAVID ST, WINTER SPRINGS, FL 32708-2613 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Title Company | ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 0094690828 |
|---|---|
| Date | Oct 31, 2019 |
| Book Page | 09469/0828 |
| Instrument | 2019118719 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 340 Months |
| Due | Feb 1, 2048 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Apr 19, 2022 |
| Property Address | 655 DAVID ST, WINTER SPRINGS, FL 32708-2613 |
| Document Number | 0102191353 |
| Book / Page | 10219 / 1353 |
| Instrument Date | Apr 14, 2022 |
| Instrument | 2022046370 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | BCHH INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $7,506.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5001 PLAZA ON THE LK # LK200, 5001, AUSTIN, TX 78746-1070 |
| Name | Verified Name |
|---|---|
| Address | 5001 PLAZA ON THE LK STE 200, 200, AUSTIN, TX 78746-1053 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Aug 27, 2021 |
| Property Address | 655 DAVID ST, WINTER SPRINGS, FL 32708-2613 |
| Document Number | 0100270681 |
| Book / Page | 10027 / 681 |
| Map Reference | MB 14 PG 5&6 |
| Instrument Date | Aug 23, 2021 |
| Instrument | 2021114245 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | NOT AVAILABLE, BUNGALO CLOSING SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,627.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 655 DAVID ST, 655, WINTER SPRINGS, FL 32708-2613 |
| Name | Verified Name |
|---|---|
| Address | 5001 PLAZA ON THE LK, AUSTIN, TX 78746-1070 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 655 DAVID ST, WINTER SPRINGS, FL 32708-2613 |
| Document Number | 0090760042 |
| Instrument Date | Jan 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 655 DAVID ST WINTER SPRINGS FL 327082613, WINTER SPRINGS, FL 32708-2613 |
| Document Number | 0090760042 |
|---|---|
| Date | Feb 15, 2018 |
| Book Page | 009076/000042 |
| Instrument | 17798 |
| Name | MONSTERLOANS |
|---|---|
| Address | LAKE FOREST, CA 92630 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 14, 2048 |
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Winter Springs City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,314.00 (+13.53%) | $266,519 (+9.45%) Land $85,000 Building $181,519 | $266,519 (+9.45%) Land $85,000 Building $181,519 |
| 2023 | $3,800.00 (+16.28%) | $243,502 (+17.03%) | $243,502 (+10.55%) Land $70,000 Building $173,502 |
| 2022 | $3,268.00 | $208,071 | $220,255 Land $55,000 Building $165,255 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 23 (2008–2025) |
| Claims Outside the SFHA | 2 of 23 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER SPRINGS, CITY OF (3 WPS) serves 34,657 people · EPA ID FL3590879 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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