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655 Croyden Ln, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 655 Croyden Ln, Cambria, CA 93428 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,626 sqft · built 1980
Lot Size0.2 acres (8,700 sqft)
OwnerCompany Name on File
Last Sale$1,070,000 (Mar 2022)
Tax Bill$12,319 (2025)
Deeds & MortgagesNov 2023 Transfer
Mar 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN022-084-066

Property Details

APN / Parcel Number

Primary APN022-084-066
Alternative APN
  • 022084045

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,626 sqft Living Area
1st Floor Area1,626 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Construction TypeWood
Lot Area8,700 sqft (0.2 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address655 CROYDEN LN
CityCAMBRIA
StateCA
Zip93428-2409
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCAM PINES U 3 BL 18 LTS 114,115,116 & 117
Legal SubdivisionCAMBRIA PINES 03
Legal Block18
Legal Lot Number114
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1051
Census Tract10404

Owner

Source: San Luis Obispo County records · APN 022-084-066

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address5737 W SEEGER CT, VISALIA, CA 93277-8667
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2023Intrafamily Transfer, Transfer
Mar 04, 2022Grant Deed, Transfer · Conventional Mortgage
CHANGE LENDING LLC
Jul 27, 2018Deed of Trust, Mortgage · Conventional Mortgage
NEW WAVE LENDING GROUP INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 04, 2022 · Amount on Record
Deed SaleMar 04, 2022 · Amount on Record
Prior SaleSep 10, 2014 · Amount on Record
Deed Document Number20229944
Last Transfer DateNov 15, 2023
Transfer Doc0000034921
Record UpdatedSep 20, 2026

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateNov 20, 2023
Property Address655 CROYDEN LN, CAMBRIA, CA 93428-2409
Document Number0000034921
Map ReferenceMB 3 PG 110
Instrument DateNov 15, 2023
Instrument2023034921
Transaction TypeTransfer
Record UpdatedDec 05, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address5737 W SEEGER CT, VISALIA, CA 93277-8667

March 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateMar 04, 2022
Property Address655 CROYDEN LN, CAMBRIA, CA 93428-2409
Document Number0000009944
Map ReferenceMB 3 PG 110
Instrument DateFeb 10, 2022
Instrument2022009944
Transaction TypeTransfer
Record UpdatedMar 15, 2022
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address655 CROYDEN LN, CAMBRIA, CA 93428-2409

Mortgage

Document Number0000009945
DateMar 04, 2022
Instrument2022009945
Lender
NameCHANGE LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address655 CROYDEN LN, CAMBRIA, CA 93428-2409
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000031117
DateJul 27, 2018
Instrument2018031117
Lender
NameNEW WAVE LENDING GROUP INC
TypeNon-Lending Institution
AddressROWLAND HEIGHTS, CA 91748
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2048

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictCoast Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,158,201 (+2%) Land $703,580 Building $454,621
2025$12,319.00 (+4.04%)$1,135,492 (+4.04%) Land $689,785 Building $445,707
2023$11,841.00 (+48.87%)$1,091,400 Land $663,000 Building $428,400
2022$7,954.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 47% of the US · above 28% of California
Wildfire LikelihoodAbout 1 in 1,235 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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