655 Crossbow Rd, Talking Rock, GA 30175 Property Records

Pickens County property record for 655 Crossbow Rd, Talking Rock, GA 30175

Property Summary

Property Type	Rural Home
Details	2.5 ba · 2,040 sqft · built 2014
Lot Size	6.43 acres (280,091 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,111 (2025)
Deeds & Mortgages	Jul 2022 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`033-071-005`

Property Details

APN / Parcel Number

Primary APN	`033-071-005`
Alternative APN	`22497`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,040 sqft Heated Area
1st Floor Area	2,040 sqft
Basement Area	2,040 sqft
Unfinished Basement	2,040 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Composition/Composite
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	280,091 sqft (6.43 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	1,073 sqft

Exterior Amenities

Porch	Slab
Porch Area	624 sqft
Deck Area	16 sqft
Patio Area	120 sqft
Utility Building	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	22497
Street Address	655 CROSSBOW RD
City	TALKING ROCK
State	GA
Zip	30175-3510
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AG
Legal Description	DIST12 LL17 6.436AC HOUSE
Legal Subdivision	EMORY STEWART
Jurisdiction	PICKENS GA
Township / Civil Division	LUDVILLE
Census Block Group	1
Census Block	1034
Census Tract	50400

Owner

Source: Pickens County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	655 CROSSBOW RD, TALKING ROCK, GA 30175-3510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2022	Deed of Trust, Mortgage · Commercial Mortgage UNITED COMMUNITY BANK
May 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 18, 2014
Transfer Doc	0010430457
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS GA
Property Address	655 CROSSBOW RD, TALKING ROCK, GA 30175-3510
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 CROSSBOW RD, TALKING ROCK, GA 30175-3510

Mortgage

Document Number	0013340000000900
Date	Jul 13, 2022
Book Page	0000001334/0000000900

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2047

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS GA
Property Address	655 CROSSBOW RD, TALKING ROCK, GA 30175-3510
Document Number	0012190051
Instrument Date	May 13, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	655 CROSSBOW RD TALKING ROCK GA 301753510, TALKING ROCK, GA 30175-3510

Mortgage

Document Number	0012190051
Date	May 18, 2020
Book Page	001219/000051

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	May 17, 2045

Tax Assessment & Valuation

Source: Pickens County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$231,585 (+0.84%) Land $34,478 Building $197,107	$578,961 (+0.84%) Land $86,194 Building $492,767
2025	$2,111.00 (-2.22%) Homeowner's exemption	$229,649 (+101.22%) Land $32,542 Building $197,107	$574,122 (+101.22%) Land $81,355 Building $492,767
2024	$2,159.00 (-2.7%) Homeowner's exemption	$114,128 (-) Land $19,887 Building $94,241	$285,320 (-) Land $49,717 Building $235,603
2023	$2,219.00 (-4.39%) Homeowner's exemption	$114,128 (-) Land $19,887 Building $94,241	$285,320 (-) Land $49,717 Building $235,603
2022	$2,321.00 Homeowner's exemption	$114,128 Land $19,887 Building $94,241	$285,320 Land $49,717 Building $235,603

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 95% of Georgia
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Cable	1,000 / 50
Windstream DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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