655 County Line Rd, Niceville, FL 32578 Property Records

Walton County property record for 655 County Line Rd, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,567 sqft · built 2007
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Jun 2021)
Tax Bill	$1,960 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-1S-21-41100-017-0040`

Property Details

APN / Parcel Number

Primary APN	`30-1S-21-41100-017-0040`
Alternative APNs	`30-121-41100-017-0040` `1066365`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,567 sqft Living Area
Gross Area	2,159 sqft
1st Floor Area	1,567 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	460 sqft
Porch	Finished/Open Porch
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	655 COUNTY LINE RD
City	NICEVILLE
State	FL
Zip	32578-8012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	LOT 4 INCL BLK 17 VILLA TASSO PB 3-28 OR 84-659 OR 2624-2972 OR 2728-1458 OR 2763-3364 OR 3130-3693 OR 3201-3957
Legal Range	021
Legal Township	01S
Legal Section	30
Legal Subdivision	VILLA TASSO
Legal Block	17
Legal Lot Number	4
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	3
Census Block	3045
Census Tract	950502

Owner

655 County Line Rd is owned by an individual who bought it in June 2021.

Source: Walton County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	54 BOAT SHOP WAY, NAPLES, ME 04055-3060
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 9, 2021	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC
Jan 21, 2020	Quit Claim Deed, Transfer · VA Mortgage THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2021 · Amount on File
Deed Sale	Jun 9, 2021 · Amount on File
Prior Sale	Jan 21, 2020 · Amount on File
Deed Document Number	202128944
Deed Book / Page	3201 / 3957
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	655 COUNTY LINE RD, NICEVILLE, FL 32578-8012
Transaction Type	Mortgage
Record Updated	Jun 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 NORMANDY CT, TAYLORSVILLE, KY 40071-9768

Mortgage

Document Number	0031823101
Date	Feb 10, 2021
Book Page	3182/3101
Instrument	20210006442

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 9, 2021
Property Address	655 COUNTY LINE RD, NICEVILLE, FL 32578-8012
Document Number	0032013957
Book / Page	3201 / 3957
Map Reference	MB 3 PG 28-S
Instrument Date	Jun 4, 2021
Instrument	20210028944
Transaction Type	Transfer
Record Updated	Jul 1, 2021
Title Company	OLD SOUTH LAND TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,785.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	72 NORMANDY CT, 72, TAYLORSVILLE, KY 40071-9768

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 COUNTY LINE RD, NICEVILLE, FL 32578-8012

Mortgage

Document Number	32013959
Date	Jun 9, 2021
Instrument	3201/3959

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Jan 21, 2020
Property Address	655 COUNTY LINE RD, NICEVILLE, FL 32578-8012
Document Number	0031303693
Book / Page	3130 / 3693
Map Reference	MB 3 PG 28
Instrument Date	Dec 20, 2019
Instrument	20200002158
Transaction Type	Transfer
Record Updated	Dec 30, 2021

Transaction

Amount	Amount on Record
Tax	$553.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 COUNTY LINE RD, NICEVILLE, FL 32578-8012

Mortgage

Document Number	0031303695
Date	Jan 21, 2020
Instrument	3130/3695

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 655 County Line Rd was $1,960, up 40.4% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,960.00 (+40.4%)	$228,807 Land $52,500 Building $176,307	$228,807 Land $52,500 Building $176,307
2024	$1,396.00 (+1.9%)
2023	$1,370.00 (+0.96%) Homeowner's exemption	$196,993 (+5.12%) Land $52,500 Building $144,493	$196,993 (+5.12%) Land $52,500 Building $144,493
2022	$1,357.00 Homeowner's exemption	$187,393 Land $43,240 Building $144,153	$187,393 Land $43,240 Building $144,153

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 655 County Line Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 57 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	115 (1994–2020)
Claims Outside the SFHA	38 of 115
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 17 claims Hurricane Frances, Sep 2004 · 44 claims Hurricane Opal, Oct 1995 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 655 County Line Rd is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

May also be available: Wildstar Networks.

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