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655 Congo St, San Francisco, CA 94131 Property Records

San Francisco City property record for 655 Congo St, San Francisco, CA 94131

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,658 sqft · built 1949
Lot Size0.001 acres (35 sqft)
OwnerCompany Name on Record
Last Sale$1,075,000 (Oct 2016)
Tax Bill$16,529 (2025)
Deeds & MortgagesOct 2020 Mortgage
Feb 2019 Transfer
APN3059-003

Property Details

APN / Parcel Number

Primary APN3059-003

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,658 sqft Living Area
Gross Area2,297 sqft
1st Floor Area1,658 sqft
Basement Area639 sqft

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Construction TypeFrame
Lot Area35 sqft (0.001 acres)

Location & Zoning

Street Address655 CONGO ST
CitySAN FRANCISCO
StateCA
Zip94131-2807
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRH1
Legal SubdivisionCASTRO ST ADD
Legal Block3059
Legal Lot Number3
JurisdictionSAN FRANCISCO CA
Township / Civil DivisionMERCED-MCLAREN
Census Block Group2
Census Block2000
Census Tract30700

Owner

Source: San Francisco City records, as of September 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address655 CONGO ST, SAN FRANCISCO, CA 94131-2807
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Feb 12, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 27, 2016 · Amount on Record
Deed SaleOct 27, 2016 · Amount on Record
Prior SaleJul 1, 1998
Deed Document Number2016350825
Last Transfer DateFeb 8, 2019
Transfer DocK730544
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN FRANCISCO CA
Property Address655 CONGO ST, SAN FRANCISCO, CA 94131-2807
Document Number0005900939
Instrument DateOct 16, 2020
Transaction TypeMortgage
Record UpdatedDec 18, 2020
Title CompanyAMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
Address655 CONGO ST SAN FRANCISCO CA 941312807, SAN FRANCISCO, CA 94131-2807

Mortgage

Document Number0005900939
DateNov 30, 2020
Instrument59939
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 29, 2050

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN FRANCISCO CA
Recording DateFeb 12, 2019
Property Address655 CONGO ST, SAN FRANCISCO, CA 94131-2807
Document Number0K73000544
Instrument DateFeb 8, 2019
InstrumentK730544
Transaction TypeTransfer
Record UpdatedMar 1, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address655 CONGO ST SAN FRANCISCO CA 941312807, SAN FRANCISCO, CA 94131-2807

Tax Assessment & Valuation

Source: San Francisco City assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateCalifornia
County / MunicipalitySan Francisco City
Unified School DistrictSan Francisco Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,363,112 (+2%) Land $890,810 Building $472,302
2025$16,529.00 (+2.95%) Homeowner's exemption$1,336,372 (+4.04%) Land $873,339 Building $463,033
2024$16,055.00 (+1.55%)
2023$15,810.00 (+1.96%) Homeowner's exemption$1,284,481 Land $839,427 Building $445,054
2022$15,506.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSFPUC CITY DISTRIBUTION DIVISION
serves 848,019 people · EPA ID CA3810011
Water SourcePurchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State InspectionMar 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 965 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Unwired
Fixed Wireless		300 / 25
Verizon
Fixed Wireless		300 / 20
Etheric Networks
Fixed Wireless		250 / 100

May also be available: AT&T, GeoLinks, Sonic Telecom, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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