655 Colonial Dr, Vero Beach, FL 32962 Property Records

Indian River County property record for 655 Colonial Dr, Vero Beach, FL 32962

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,756 sqft · built 1978
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$236,000 (Jun 2020)
Tax Bill	$2,019 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-39-13-00004-0030-00010.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-13-00004-0030-00010.0`
Alternative APN	`76648`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,756 sqft Living Area
1st Floor Area	1,756 sqft
Utility Area	91 sqft
Utility Room	Utility Room
Interior Walls	Plaster

Exterior

Year Built	Built 1978
Exterior Material	Fiber Cement Siding
Construction Type	Wood Frame
Foundation Type	Retaining Wall
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	143 ft deep x 107 ft wide
Garage Area	605 sqft
Driveway	Driveway
Driveway Area	1,584 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	360 sqft
Fence	Fence
Utility Building	204 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	76648
Street Address	655 COLONIAL DR
City	VERO BEACH
State	FL
Zip	32962-1518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	COLONIAL TERRACE UNIT 2 BLK 3 LOT 10 PBI 7-66
Legal Range	39
Legal Township	33
Legal Section	13
Legal Subdivision	COLONIAL TERRACE UNIT 2
Legal Block	3
Legal Lot Number	10
Legal Unit	2
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	4
Census Block	4006
Census Tract	50602

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	655 COLONIAL DR, VERO BEACH, FL 32962-1518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2020 · Amount on Record
Deed Sale	Jun 16, 2020 · Amount on Record
Deed Document Number	3120200033233
Deed Book / Page	3310 / 46
Record Updated	Jun 8, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jun 16, 2020
Property Address	655 COLONIAL DR, VERO BEACH, FL 32962-1518
Document Number	0033100046
Book / Page	3310 / 46
Map Reference	MB 7 PG 66
Instrument Date	Jun 12, 2020
Instrument	3120200033233
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	SUPREME TITLE SOLUTIONS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,652.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2646 49TH AVE, 2646, VERO BEACH, FL 32966-2051

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 COLONIAL DR, VERO BEACH, FL 32962-1518

Mortgage

Document Number	331048
Date	Jun 16, 2020
Instrument	3310/48

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	1 Months
Due	Jul 1, 2020

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,019.00 (+21.7%)	$154,913 (+5.99%)	$317,892 (+3.1%) Land $49,767 Building $268,125
2023	$1,659.00 (+5.6%)	$146,162 (+4.89%)	$308,345 (+14.1%) Land $49,767 Building $258,578
2022	$1,571.00	$139,343	$270,245 Land $49,767 Building $220,478

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	14 (1995–2017)
Claims Outside the SFHA	13 of 14
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20