655 Co Rd 789, Centre, AL 35960 Property Records

Cherokee County property record for 655 Co Rd 789, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	980 sqft · built 2023
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Tax Bill	$1,042 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Jan 2017 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`13-12-05-15-0-000-020.018`

Property Details

APN / Parcel Number

Primary APN	`13-12-05-15-0-000-020.018`
Alternative APNs	`ALT APN:1205150000020018` `31825`

Interior

Stories	1 Story
Building Area	980 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,405 sqft (0.169 acres)
Garage Type	Carport
Carport	Carport

Location & Zoning

Account Number	31825
Street Address	655 COUNTY ROAD 789
City	CENTRE
State	AL
Zip	35960
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 JAMES A COMPTON ESTATE REVISED PB10/19
Legal Subdivision	JAMES A COMPTON ESTATE
Legal Lot Number	4
Jurisdiction	CHEROKEE AL
Township / Civil Division	SPRING GARDEN
Census Block Group	1
Census Block	1016
Census Tract	956101

Owner

Source: Cherokee County records · APN 13-12-05-15-0-000-020.018

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 412, CARTERSVILLE, GA 30120-0412
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage HAROLD WAYNE SMITH AND REBECCA SMITH MAR
Jan 06, 2017	Warranty Deed, Transfer
Jan 06, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 23, 2017
Deed Sale	Jun 23, 2017
Prior Sale	Jan 06, 2017
Record Updated	Jun 08, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	655 COUNTY ROAD 789, CENTRE, AL 35960
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000198509
Date	Jun 28, 2017
Instrument	198509

Lender

Name	HAROLD WAYNE SMITH AND REBECCA SMITH MAR
Type	Non-Lending Institution
Address	CULLMAN, AL 35056

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jan 06, 2017
Property Address	655 COUNTY ROAD 789, CENTRE, AL 35960
Document Number	0000196242
Instrument Date	Jan 05, 2017
Instrument	0196242
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 293, CAVE SPRING, GA 30124-0293

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jan 06, 2017
Property Address	655 COUNTY ROAD 789, CENTRE, AL 35960
Document Number	0000196241
Instrument Date	Dec 29, 2016
Instrument	0196241
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	870 OLD ROCKMART RD SE, SILVER CREEK, GA 30173-2309

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,042.00 (+952.53%)	$24,460 (+936.44%) Land $2,240 Building $22,220	$124,100 (+951.69%) Land $11,200 Building $112,900
2024	$99.00	$2,360 (-) Land $2,000 Building $360	$11,800 (-) Land $10,000 Building $1,800
2023	$99.00	$2,360 (-)	$11,800 (-) Land $10,000 Building $1,800
2022	$99.00	$2,360 Land $2,000 Building $360	$11,800 Land $10,000 Building $1,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 15, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

May also be available: Verizon.

Based on FCC filings for 30 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 789

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