655 Co Rd 745, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 655 Co Rd 745, Cedar Bluff, AL 35959

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,305 sqft · built 1998
Lot Size0.72 acres (31,363 sqft)
OwnerIndividual Name on File
Last Sale$295,000 (Nov 2015)
Tax Bill$806 (2026)
Flood ZoneZone X (minimal risk)
APN13-11-09-29-0-000-022.000

Property Details

APN / Parcel Number

Primary APN13-11-09-29-0-000-022.000
Alternative APNs
  • ALT APN:1109290000022000
  • 30811

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,305 sqft Living Area
1st Floor Area1,305 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area31,363 sqft (0.72 acres)

Exterior Amenities

PorchSlab
Porch Area150 sqft
Deck AreaDeck Area
Shed1 Shed

Location & Zoning

Account Number30811
Street Address655 COUNTY ROAD 745
CityCEDAR BLUFF
StateAL
Zip35959-2835
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 PEBBLE COVE SUB PB 7/54
Legal Range11E
Legal Township09S
Legal Section29
Legal SubdivisionCOVE SUBDIVISION
Legal Lot Number4
JurisdictionCHEROKEE AL
Township / Civil DivisionCEDAR BLUFF-GAYLESVILLE
Census Block Group3
Census Block3029
Census Tract955701

Owner

655 Co Rd 745 is owned and occupied by an individual who bought it in November 2015.

Source: Cherokee County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address655 COUNTY ROAD 745, CEDAR BLUFF, AL 35959-2835
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 9, 2015 · Amount on File
Deed SaleNov 9, 2015 · Amount on File
Deed Document Number2015190858
Prior Transfer DateMar 14, 2011
Prior Transfer Doc0000168915
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 655 Co Rd 745 was $806 with a homeowner's exemption, up 7.5% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyCherokee County
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$806.00 (+7.47%)
2025$750.00 (+7.45%) Homeowner's exemption$18,200 (+7.69%) Land $7,860 Building $10,340$204,800 (+14.41%) Land $84,000 Building $120,800
2024$698.00 Additional exemption filed$16,900 (-5.59%) Land $7,500 Building $9,400$179,000 (-) Land $75,000 Building $104,000
2023$698.00 Homeowner's exemption$17,900 (+110.59%)$179,000 (-) Land $75,000 Building $104,000
2022$698.00 Homeowner's exemption$8,500 Land $7,500 Building $1,000$179,000 Land $75,000 Building $104,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 655 Co Rd 745 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 655 Co Rd 745 is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 51% of Alabama
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
TDS Telecom
DSL
50 / 10

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Co Rd 745

Nearby Streets

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