655 Co Rd 483, Clanton, AL 35046 Property Records

Chilton County property record for 655 Co Rd 483, Clanton, AL 35046

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,504 sqft · built 2023
Lot Size	0.63 acres (27,363 sqft)
Owner	2 Individual Names on Record
Last Sale	$257,500 (Jul 2017)
Tax Bill	$2,131 (2025)
Deeds & Mortgages	Jun 2022 Construction Loan Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1903053003008000`

Property Details

APN / Parcel Number

Primary APN	`1903053003008000`
Alternative APNs	`19607` `81399`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,504 sqft Adjusted Area
1st Floor Area	1,855 sqft
Basement Area	630 sqft
Finished Basement	630 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2024
Exterior Material	Fiber Cement Siding
Construction Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	27,363 sqft (0.63 acres)
View / Lot	Waterfront
Porch	Open Porch
Porch Area	280 sqft
Boat House	Boat House

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	19607
Street Address	655 COUNTY ROAD 483
City	CLANTON
State	AL
Zip	35046-3326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT A OF CARGILE CREEK RESURVEY S 5 T 21 R 16
Legal Range	16
Legal Township	21
Legal Section	05
Legal Subdivision	CARGILE CRK CAMP
Legal Lot Number	A
Jurisdiction	CHILTON AL
Township / Civil Division	CLANTON
Census Block Group	2
Census Block	2011
Census Tract	60200

Owner

Source: Chilton County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	812 LABELLE LN, HOOVER, AL 35226-2034
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Deed of Trust, Mortgage · Construction Mortgage SOUTHPOINT BANK
Aug 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Jul 26, 2017	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2017 · Amount on Record
Deed Sale	Jul 26, 2017 · Amount on Record
Deed Document Number	2017209000
Deed Book / Page	2017 / 209000
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	655 COUNTY ROAD 483, CLANTON, AL 35046-3326
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 LABELLE LN, HOOVER, AL 35226-2034

Mortgage

Document Number	R2022/246976
Date	Jun 30, 2022
Book Page	R2022/246976
Instrument	246976

Lender

Name	SOUTHPOINT BANK
Type	Bank
Address	BIRMINGHAM, AL 35243

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Jul 1, 2025
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	9.5%
Index	1-Year CMT
Max Rate	9.5%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	655 COUNTY ROAD 483, CLANTON, AL 35046-3326
Transaction Type	Mortgage
Record Updated	Sep 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 209166
Date	Aug 2, 2017
Book Page	R2017/209166
Instrument	209166

Lender

Name	REGIONS BANK
Type	Bank
Address	Birmingham, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	162 Months
Due	Feb 11, 2031

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Jul 26, 2017
Property Address	655 COUNTY ROAD 483, CLANTON, AL 35046-3326
Document Number	R2017/209000
Book / Page	R2017 / 209000
Instrument Date	Jul 25, 2017
Instrument	209000
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 KNOLL CREST DR, BIRMINGHAM, AL 35209-6911

Mortgage

Document Number	0000209001
Date	Jul 26, 2017
Instrument	209001

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	163 Months
Due	Feb 11, 2031

Tax Assessment & Valuation

Source: Chilton County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chilton County
Unified School District	Chilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,131.00 (+6.98%)	$101,280 (-0.59%) Land $35,000 Building $66,280	$506,400 (-0.59%) Land $175,000 Building $331,400
2024	$1,992.00 (+141.75%)	$101,880 (+142.69%) Land $35,000 Building $66,880
2023	$824.00 (-33.49%)	$41,980 (-33.64%) Land $35,000 Building $6,980	$509,400 (+61.05%) Land $175,000 Building $334,400
2022	$1,239.00	$63,260 Land $37,100 Building $26,160	$316,300 Land $185,500 Building $130,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 65% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Central Access Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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