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655 Clemens Ave, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 655 Clemens Ave, Punta Gorda, FL 33950

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,154 sqft · built 1960
Lot Size0.225 acres (9,800 sqft)
OwnerIndividual Name on File
Tax Bill$2,056 (2025)
Deeds & MortgagesApr 2023 Transfer
Sep 2022 Transfer
Flood ZoneZone AE (high risk)
APN412305354007

Property Details

APN / Parcel Number

Primary APN412305354007
Alternative APNs
  • 00870120000003
  • 10004700838

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,154 sqft Living Area
Gross Area1,376 sqft
1st Floor Area1,154 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,800 sqft (0.225 acres)
PorchRaised Porch
Porch Area222 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number00870120000003
Street Address655 CLEMENS AVE
CityPUNTA GORDA
StateFL
Zip33950-4004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMF12
Legal DescriptionLA VILLA BLK H S 30 FT LT 12 & N 40 FT OF LT 13 163/720 607/593 667/780 DC1365/692 1624/252 1680/444 2280/68 2899/10 CD2899/12 3311/1068 3548/1671 5052/224 CD3249894
Legal Range23E
Legal Township41S
Legal Section05
Legal SubdivisionLA VILLA
Legal TractLVS
Legal BlockH
Legal Lot Number12,13
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group1
Census Block1012
Census Tract10302

Owner

655 Clemens Ave is owned by an individual who acquired it in April 2023.

Source: Charlotte County records, as of November 19, 2025

Owner of RecordIndividual Name on File
Mailing Address2516 BALTRE AVE, PORT CHARLOTTE, FL 33952
Owner TypeIndividual
VestingSingle Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2023Quit Claim Deed, Transfer
Quitclaim
Sep 23, 2022Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 25, 2008
Deed SaleJul 25, 2008
Prior SaleJan 30, 2006 · Amount on File
Deed Document Number20081782025
Deed Book / Page3311 / 1068
Last Transfer DateApr 13, 2023
Transfer Doc0003249894
Record UpdatedSep 20, 2026

April 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHARLOTTE FL
Recording DateApr 13, 2023
Property Address655 CLEMENS AVE, PUNTA GORDA, FL 33950-4004
Document Number0003249894
Instrument DateApr 13, 2023
Instrument3249894
Transaction TypeTransfer
Record UpdatedMay 3, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3488 MIDDLETOWN ST, PORT CHARLOTTE, FL 33952-8422

Transferred To (Grantee/Buyer)

NameVerified Name
Address2516 BOTTLE AVE, PORT CHARLOTTE, FL 33952

September 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHARLOTTE FL
Recording DateSep 23, 2022
Property Address655 CLEMENS AVE, PUNTA GORDA, FL 33950-4004
Document Number0050520224
Book / Page5052 / 224
Map ReferenceMB 163 PG 720
Instrument DateSep 23, 2022
Instrument3153795
Transaction TypeTransfer
Record UpdatedOct 27, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3488 MIDDLETOWN ST, 3488, PORT CHARLOTTE, FL 33952-8422

Transferred To (Grantee/Buyer)

NameVerified Name
Address2516 BALTIC AVE, PORT CHARLOTTE, FL 33952-5658

Tax Assessment & Valuation

The 2025 property tax bill for 655 Clemens Ave was $2,056, down 22.9% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,056.00 (-22.94%)$142,456 Land $29,325 Building $113,131$142,456 Land $29,325 Building $113,131
2024$2,668.00 (+7.67%)
2023$2,478.00 (+247.55%)$109,039 (+505.47%)$55,883 (-41.61%) Land $23,000 Building $32,883
2022$713.00 Homeowner's exemption$18,009$95,704 Land $17,000 Building $78,704

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 655 Clemens Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 547 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies565 units insured
incl. 18 condo units
Nearby Flood Claims191 (1979–2024)
Claims Outside the SFHA1 of 191
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Frances, Sep 2004 · 16 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 16 claims
  • Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 655 Clemens Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber		2,000 / 2,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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