655 Clark St, Oviedo, FL 32765 Property Records

Seminole County property record for 655 Clark St, Oviedo, FL 32765

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.058 acres (2,530 sqft)
Owner	Individual Name on File
Last Sale	$486,990 (Mar 2026)
Tax Bill	$1,510 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-21-31-526-0000-0150`

Property Details

APN / Parcel Number

Primary APN	`16-21-31-526-0000-0150`
Alternative APN	`21311652600000150`

Exterior

Lot Area	2,530 sqft (0.058 acres)

Location & Zoning

Street Address	655 CLARK ST
City	OVIEDO
State	FL
Zip	32765-9788
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT 15 AULIN SQUARE PB 89 PGS 88-90
Legal Subdivision	AULIN SQUARE
Legal Lot Number	15
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	3
Census Block	3005
Census Tract	21314

Owner

655 Clark St, residential vacant land, is owned and occupied by an individual who bought it in March 2026.

Source: Seminole County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	655 CLARK ST, OVIEDO, FL 32765-9788
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2026 · Amount on File
Deed Sale	Mar 2, 2026 · Amount on File
Deed Document Number	202619910
Deed Book / Page	10991 / 521
Record Updated	Oct 29, 2026

March 2026: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Mar 2, 2026
Property Address	655 CLARK ST, OVIEDO, FL 32765-9788
Document Number	0109910521
Book / Page	10991 / 521
Map Reference	MB 89 PG 88-90
Instrument Date	Feb 26, 2026
Instrument	2026019910
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 13, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,409.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	151 SOUTHHALL LN STE 200, 200, MAITLAND, FL 32751-7172

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 CLARK ST, OVIEDO, FL 32765-9788

Mortgage

Document Number	0010991523
Date	Mar 2, 2026
Instrument	10991/523

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 655 Clark St was $1,510.

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Oviedo City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,510.00	$90,000 Land $90,000	$90,000 Land $90,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 655 Clark St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 655 Clark St is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20