655 Clark St, Berne, IN 46711 Property Records

Adams County property record for 655 Clark St, Berne, IN 46711

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,560 sqft · built 1916
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$159,900 (Mar 2025)
Tax Bill$869 (2025)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN01-08-32-404-068.000-010

Property Details

APN / Parcel Number

Primary APN01-08-32-404-068.000-010
Alternative APNs
  • 01914000003585
  • 00242955840

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area1,560 sqft Living Area
1st Floor Area1,560 sqft
Basement Area780 sqft
Unfinished Basement780 sqft

Exterior

Year BuiltBuilt 1916
Effective Year BuiltEffective 1916
Construction TypeWood
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide
Garage TypeAttached
Garage Area320 sqft
Parking Spaces1 Parking Space
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerConnected

Location & Zoning

Account Number00242955840
Street Address655 CLARK ST
CityBERNE
StateIN
Zip46711-1360
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description65TH ADD LOT 639
Legal Subdivision65TH ADD
Legal Lot Number639
JurisdictionADAMS IN
Township / Civil DivisionMONROE
Census Block Group1
Census Block1008
Census Tract30600

Owner

Source: Adams County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address655 CLARK ST, BERNE, IN 46711-1360
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 11, 2025 · Amount on Record
Deed SaleMar 11, 2025 · Amount on Record
Prior SaleDec 4, 2024
Deed Document Number202544910
Prior Transfer DateOct 22, 2024
Prior Transfer Doc0000044653
Record UpdatedSep 20, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionADAMS IN
Recording DateJan 4, 2021
Property Address655 CLARK ST, BERNE, IN 46711-1360
Document Number2021000033
Instrument DateDec 30, 2020
Instrument2021000033
Transaction TypeTransfer
Record UpdatedDec 7, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021000034
DateJan 4, 2021
Instrument2021000034
Lender
NameDIAMOND RESIDENTIAL MORTGAGE CORPORATION
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyAdams County
County SubdivisionMonroe Township
MunicipalityBerne City
Unified School DistrictSouth Adams Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$869.00 (+3.08%) Homeowner's exemption$107,600 (+16.83%) Land $13,500 Building $94,100$107,600 (+16.83%) Land $13,500 Building $94,100
2024$843.00 (+12.4%)
2023$750.00 (+36.36%)$92,100 (+15.99%) Land $13,500 Building $78,600$92,100 (+15.99%) Land $13,500 Building $78,600
2022$550.00 (+7.84%)$79,400 Land $13,500 Building $65,900$79,400 Land $13,500 Building $65,900
2020$510.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 19, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 85% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBERNE WATER DEPARTMENT
serves 4,388 people · EPA ID IN5201001
Water SourceGroundwater
Last State InspectionMay 2024
Lead4 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20
Watch TV
Fixed Wireless · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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