655 Clark Rd, Winchester, TN 37398 Property Records

Franklin County property record for 655 Clark Rd, Winchester, TN 37398

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,432 sqft · built 2009
Lot Size	5.4 acres (235,224 sqft)
Owner	Individual Name on Record
Last Sale	$355,000 (Jun 2025)
Tax Bill	$1,034 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026096 04607`

Property Details

APN / Parcel Number

Primary APN	`026096 04607`
Alternative APN	`096 04607`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,432 sqft Living Area
1st Floor Area	1,432 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2010
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	235,224 sqft (5.4 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Open Porch
Porch Area	140 sqft
Deck Area	576 sqft
Patio Area	1 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	655 CLARK RD
City	WINCHESTER
State	TN
Zip	37398-3148
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 11, COUNTY AREA: R01
Jurisdiction	FRANKLIN TN
Township / Civil Division	4
Census Block Group	3
Census Block	3053
Census Tract	960600

Owner

Source: Franklin County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	655 CLARK RD, WINCHESTER, TN 37398-3148
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2025	Warranty Deed, Transfer · FHA Mortgage PRIMIS MORTGAGE CO
Oct 30, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage CITIZENS COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2025 · Amount on Record
Deed Sale	Jun 9, 2025 · Amount on Record
Prior Sale	Aug 2, 2024 · Amount on Record
Deed Document Number	25003781
Deed Book / Page	D495 / 795
Record Updated	Jun 8, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Jun 9, 2025
Property Address	655 CLARK RD, WINCHESTER, TN 37398-3148
Document Number	0025003781
Book / Page	D495 / 795
Instrument Date	Jun 4, 2025
Instrument	25003781
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	METROPOLITAN ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,313.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 CLARK RD, WINCHESTER, TN 37398-3148

Mortgage

Document Number	0025003782
Date	Jun 9, 2025
Book Page	T1572/322
Instrument	25003782

Lender

Name	PRIMIS MORTGAGE CO
Type	Mortgage Company
Address	5535 CURRITUCK DR # 120, WILMINGTON, NC 28403

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Oct 30, 2023
Property Address	655 CLARK RD, WINCHESTER, TN 37398-3148
Document Number	0023006690
Book / Page	D480 / 460
Instrument Date	Oct 24, 2023
Instrument	23006690
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	ACCESS TITLE AND ESCROW INC, ACCESS TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,054.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 CLARK RD, WINCHESTER, TN 37398-3148

Mortgage

Document Number	0023006691
Date	Oct 30, 2023
Instrument	23006691

Lender

Name	CITIZENS COMMUNITY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 30, 2024

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,034.00 (+7.26%)	$51,800 (-) Land $11,850 Building $39,950
2023		$51,800 Land $11,850 Building $39,950
2022	$964.00		$207,200 Land $47,400 Building $159,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2008–2019)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Apr 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 53% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Point Broadband Fixed Wireless	25 / 3

May also be available: T-Mobile.

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