Defiance County property record for 655 Chinook Dr, Defiance, OH 43512
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,914 sqft · built 2018 |
| Lot Size | 0.486 acres (21,166 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $42,250 (Oct 2013) |
| Tax Bill | $4,118 (2025) |
| Deeds & Mortgages | Jun 2026 Transfer Jun 2026 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B014035K00100 |
| Primary APN | B014035K00100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,914 sqft Living Area |
| Gross Area | 4,855 sqft |
| 1st Floor Area | 1,914 sqft |
| Basement Area | 1,264 sqft |
| Unfinished Basement | 1,264 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 21,166 sqft (0.486 acres) |
| Lot Dimensions | 143 ft deep x 148 ft wide |
| Garage Type | Attached - Unfinished |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Patio Area | 155 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 655 CHINOOK DR |
|---|---|
| City | DEFIANCE |
| State | OH |
| Zip | 43512-3353 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKOTA HILLS SUB PH VII FINAL PLAT LOT 100 CREATED FROM B01-4035-3 & 4 |
| Legal Subdivision | LAKOTA HILLS |
| Legal Phase | 7 |
| Legal Lot Number | 100 |
| Jurisdiction | DEFIANCE OH |
| Township / Civil Division | DEFIANCE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 958700 |
655 Chinook Dr is owner-occupied and held in a trust since May 2026.
Source: Defiance County records, as of October 2, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 655 CHINOOK DR, DEFIANCE, OH 43512-3353 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 5, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Jun 5, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 30, 2017 | Deed of Trust, Mortgage · Construction Mortgage THE STATE BANK & TRUST CO |
| Nov 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE STATE BANK & TRUST CO |
| Dec 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage THE STATE BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2013 · Amount on File |
| Deed Sale | Oct 17, 2013 · Amount on File |
| Prior Sale | Mar 18, 2005 · Amount on File |
| Deed Document Number | 20135208 |
| Deed Book / Page | 375 / 1376 |
| Last Transfer Date | May 27, 2026 |
| Transfer Doc | 0000002020 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Recording Date | Jun 5, 2026 |
| Property Address | 655 CHINOOK DR, DEFIANCE, OH 43512-3353 |
| Document Number | 0000002020 |
| Book / Page | 481 / 2827 |
| Instrument Date | May 27, 2026 |
| Instrument | 20262020 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 655 CHINOOK DR, DEFIANCE, OH 43512-3353 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Recording Date | Jun 5, 2026 |
| Property Address | 655 CHINOOK DR, DEFIANCE, OH 43512-3353 |
| Document Number | 0000002019 |
| Book / Page | 481 / 2825 |
| Instrument Date | May 27, 2026 |
| Instrument | 20262019 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 655 CHINOOK DR, DEFIANCE, OH 43512-3353 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Property Address | 655 CHINOOK DR, DEFIANCE, OH 43512-3353 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 407/2046 |
|---|---|
| Date | Oct 30, 2017 |
| Book Page | 407/2046 |
| Instrument | 201700004598 |
| Name | THE STATE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DEFIANCE, OH 43512 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Nov 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.12% |
| Index | 1-Year CMT |
| Max Rate | 8.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Property Address | 655 CHINOOK DR, DEFIANCE, OH 43512-3353 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 433/233 |
|---|---|
| Date | Nov 12, 2020 |
| Book Page | 433/233 |
| Instrument | 202000005299 |
| Name | THE STATE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DEFIANCE, OH 43512 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Property Address | 655 CHINOOK DR, DEFIANCE, OH 43512-3353 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 424/0591 |
|---|---|
| Date | Dec 2, 2019 |
| Book Page | 424/0591 |
| Instrument | 201900004800 |
| Name | THE STATE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DEFIANCE, OH 43512 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 1, 2039 |
The 2025 property tax bill for 655 Chinook Dr was $4,118 with a homeowner's exemption.
Source: Defiance County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Defiance County |
| County Subdivision | Defiance Township |
| Municipality | Defiance City |
| Unified School District | Defiance City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,118.00 Homeowner's exemption | $118,220 (-) Land $9,800 Building $108,420 | |
| 2024 | $4,118.00 (+0.29%) Homeowner's exemption | $118,220 (-) Land $9,800 Building $108,420 | $337,770 (%) Land $27,990 Building $309,780 |
| 2023 | $4,106.00 (+8.11%) Homeowner's exemption | $118,220 (+18.91%) Land $9,800 Building $108,420 | $337,771 Land $28,000 Building $309,771 |
| 2022 | $3,798.00 Homeowner's exemption | $99,420 Land $9,800 Building $89,620 | |
| 2020 | $284,040 Land $27,990 Building $256,050 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 655 Chinook Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 655 Chinook Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEFIANCE CITY serves 16,494 people · EPA ID OH2000111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2018 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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