655 Cheek Rd, Monroe, GA 30655 Property Records

Walton County property record for 655 Cheek Rd, Monroe, GA 30655

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,548 sqft · built 1997
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Aug 2018)
Tax Bill	$3,093 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C1770-040-H`

Property Details

APN / Parcel Number

Primary APN	`C1770-040-H`
Alternative APN	`12136`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	1,548 sqft Heated Area
1st Floor Area	1,548 sqft
Basement Area	1,533 sqft
Finished Basement	1,533 sqft
Unfinished Basement	1,548 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1999
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Terrain	Rolling
Garage Area	1,232 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	386 sqft
Deck Area	48 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12136
Street Address	655 CHEEK RD
City	MONROE
State	GA
Zip	30655-5149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	TR#1/3.00AC
Legal Tract	1
Jurisdiction	WALTON GA
Township / Civil Division	GOOD HOPE
Census Block Group	1
Census Block	1010
Census Tract	110200

Owner

Source: Walton County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	655 CHEEK RD, MONROE, GA 30655-5149
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO
Aug 22, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE
Sep 7, 2018	Grant Deed, Transfer · Conventional Mortgage PRIMARY RESID'L MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2018 · Amount on Record
Deed Sale	Aug 30, 2018 · Amount on Record
Prior Sale	Jun 27, 2012 · Amount on Record
Deed Document Number	20183322
Deed Book / Page	4278 / 142
Prior Transfer Date	May 2, 2005
Prior Transfer Doc	0021940487
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	655 CHEEK RD, MONROE, GA 30655-5149
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 CHEEK RD, MONROE, GA 30655-5149

Mortgage

Document Number	0049880000000441
Date	Oct 13, 2021
Book Page	0000004988/0000000441
Instrument	019002

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	655 CHEEK RD, MONROE, GA 30655-5149
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 CHEEK RD, MONROE, GA 30655-5149

Mortgage

Document Number	0053560000000292
Date	Aug 22, 2023
Book Page	0000005356/0000000292

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2043

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WALTON GA
Recording Date	Sep 7, 2018
Property Address	655 CHEEK RD, MONROE, GA 30655-5149
Document Number	0042780142
Book / Page	004278 / 000142
Instrument Date	Aug 30, 2018
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	655 CHEEK RD MONROE GA 306555149, MONROE, GA 30655-5149

Mortgage

Document Number	42780144
Date	Sep 7, 2018
Book Page	004278/000144

Lender

Name	PRIMARY RESID'L MTG
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 6, 2048

Tax Assessment & Valuation

Source: Walton County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,093.00 (+4.92%) Homeowner's exemption	$126,640 (+11.24%) Land $31,200 Building $95,440	$316,600 (+11.24%) Land $78,000 Building $238,600
2023	$2,948.00 (-14.82%) Homeowner's exemption	$113,840 (+9.97%) Land $26,400 Building $87,440	$284,600 (+9.97%) Land $66,000 Building $218,600
2022	$3,461.00 Homeowner's exemption	$103,520 Land $23,600 Building $79,920	$258,800 Land $59,000 Building $199,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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