655 Charles St, Santa Rosa, CA 95404 Property Records

Sonoma County property record for 655 Charles St, Santa Rosa, CA 95404

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,014 sqft · built 1912
Lot Size0.092 acres (4,000 sqft)
OwnerTrust Name on File
Last Sale$16,000 (Aug 1998)
Tax Bill$2,536 (2025)
Deeds & MortgagesDec 2017 Transfer
Aug 2017 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN009-265-025-000

Property Details

APN / Parcel Number

Primary APN009-265-025-000
Alternative APN
  • 009-265-025

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms2 Rooms
Stories1 Story
Building Area1,014 sqft Living Area
1st Floor Area1,014 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 2009
Architectural StyleCustom Design
Construction TypeWood
Lot Area4,000 sqft (0.092 acres)
Garage TypeDetached
Garage Area192 sqft

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Old Parcel Number009-265-025
Street Address655 CHARLES ST
CitySANTA ROSA
StateCA
Zip95404-5020
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCITYSR
Legal DescriptionMAP 1 PG 13 PART OF LOT 32
Legal SubdivisionB S FREEMANS ADDITION TO SANTA ROSA
Legal Block4
Legal Lot Number32
JurisdictionSONOMA CA
Township / Civil DivisionSANTA ROSA
Census Block Group4
Census Block4000
Census Tract151900

Owner

655 Charles St is held in a trust since February 2004.

Source: Sonoma County records, as of September 1, 2026

Owner of RecordTrust Name on File
Mailing Address421 OAK VISTA DR, SANTA ROSA, CA 95409-6339
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
Aug 22, 2017Quit Claim Deed, Transfer
Quitclaim
Apr 17, 2017Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 20, 1998 · Amount on File
Deed SaleAug 20, 1998 · Amount on File
Prior SaleSep 16, 1988 · Amount on File
Deed Document Number199896013
Last Transfer DateFeb 12, 2004
Transfer Doc0000021088
Record UpdatedOct 29, 2026

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSONOMA CA
Recording DateDec 19, 2017
Property Address655 CHARLES ST, SANTA ROSA, CA 95404-5020
Document Number0000097723
Instrument DateDec 18, 2017
Instrument97723
Transaction TypeTransfer
Record UpdatedJan 15, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address412 OAK VISTA DR SANTA ROSA CA 954096342, SANTA ROSA, CA 95409-6342

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSONOMA CA
Recording DateAug 22, 2017
Property Address655 CHARLES ST, SANTA ROSA, CA 95404-5020
Document Number0000065295
Instrument DateAug 14, 2017
Instrument65295
Transaction TypeTransfer
Record UpdatedSep 8, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address655 CHARLES ST SANTA ROSA CA 954045020, SANTA ROSA, CA 95404-5020

April 2017: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSONOMA CA
Recording DateApr 17, 2017
Property Address655 CHARLES ST, SANTA ROSA, CA 95404-5020
Document Number0000029304
Instrument DateApr 12, 2017
Instrument29304
Transaction TypeTransfer
Record UpdatedMay 2, 2017
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address655 CHARLES ST SANTA ROSA CA 954045020, SANTA ROSA, CA 95404-5020

Tax Assessment & Valuation

The 2025 property tax bill for 655 Charles St was $2,536.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySonoma County
MunicipalitySanta Rosa City
Elementary School DistrictSanta Rosa Elementary School District (KG - 06)
Secondary School DistrictSanta Rosa High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$223,704 (+2%) Land $88,794 Building $134,910
2025$2,536.00$219,318 Land $87,053 Building $132,265
2023$2,461.00 (+6.68%)$210,804 Land $83,674 Building $127,130
2022$2,307.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 655 Charles St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1978)
Most Recent ClaimJan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 655 Charles St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SANTA ROSA
serves 178,452 people · EPA ID CA4910009
Water SourceGroundwater
Last State InspectionOct 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 733 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

Nearby Properties on Charles St

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