Otsego County property record for 655 Charboneau Ln, Gaylord, MI 49735
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $1,556 (2025) |
| APN | 011-190-000-012-00 |
| Primary APN | 011-190-000-012-00 |
|---|
| Lot Area | 27,443 sqft (0.63 acres) |
|---|---|
| Lot Dimensions | 158 ft deep x 153 ft wide |
| Street Address | 655 CHARBONEAU LN |
|---|---|
| City | GAYLORD |
| State | MI |
| Zip | 49735-9418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12. CHARBONEAU'S LANES END. SEC 16 T30N R3W |
| Legal Range | 03W |
| Legal Township | 30N |
| Legal Section | 16 |
| Legal Subdivision | CHARBONEAUS LANES END |
| Legal Lot Number | 12 |
| Jurisdiction | OTSEGO MI |
| Township / Civil Division | BAGLEY |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 950600 |
655 Charboneau Ln is held in a trust since April 2002.
Source: Otsego County records, as of October 22, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 16297 PLEASANT VALLEY RD, PENN VALLEY, CA 95946-9747 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2002 |
| Deed Sale | Apr 23, 2002 |
| Deed Book / Page | 866 / 472 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 655 Charboneau Ln was $1,556, up 2.8% from the year before.
Source: Otsego County assessment roll, as of October 22, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Otsego County |
| County Subdivision | Bagley Township |
| Unified School District | Gaylord Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $103,600 (+9.05%) | $207,200 (+9.05%) | |
| 2025 | $1,556.00 (+2.84%) | $95,000 | $190,000 |
| 2024 | $1,513.00 | ||
| 2023 | $90,600 | $181,200 | |
| 2022 | $1,411.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 655 Charboneau Ln.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 655 Charboneau Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GAYLORD serves 3,629 people · EPA ID MI0002600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Truestream Fiber | 1,000 / 1,000 |
| Baraga Telephone Company Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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