655 Central Ave, Gainesville, GA 30501 Property Records

Hall County property record for 655 Central Ave, Gainesville, GA 30501

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 976 sqft · built 1946
Lot Size	0.33 acres (14,375 sqft)
Owner	Company Name on File
Tax Bill	$2,602 (2026)
Deeds & Mortgages	May 2026 Mortgage Aug 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-125-005-004`

Property Details

APN / Parcel Number

Primary APN	`01-125-005-004`
Alternative APN	`9425`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	976 sqft Heated Area
1st Floor Area	976 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1995
Architectural Style	Rustic
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	145 ft deep x 100 ft wide
Porch	Slab
Porch Area	336 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	9425
Street Address	655 CENTRAL AVE
City	GAINESVILLE
State	GA
Zip	30501-6601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-II
Legal Description	ASHFORD & ROMBERG LTS 20-1ERG
Legal Subdivision	ASHFORD & ROMBERG
Legal Lot Number	20
Jurisdiction	HALL GA
Township / Civil Division	GAINESVILLE
Census Block Group	3
Census Block	3003
Census Tract	1101

Owner

655 Central Ave is owned by a company that acquired it in August 2023.

Source: Hall County records, as of October 19, 2026

Owner of Record	Company Name on File
Mailing Address	2955 HORSESHOE BND, GAINESVILLE, GA 30507-9482
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN ELITE FINANCIAL
Aug 28, 2023	Quit Claim Deed, Transfer Quitclaim
Oct 2, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2023
Deed Sale	Aug 28, 2023
Prior Sale	Sep 29, 2020 · Amount on File
Deed Book / Page	9359 / 150
Prior Transfer Date	Aug 25, 2023
Prior Transfer Doc	0093590150
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Recording Date	May 11, 2026
Property Address	655 CENTRAL AVE, GAINESVILLE, GA 30501-6601
Document Number	9854000718
Book / Page	9854 / 718
Instrument Date	May 8, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 CENTRAL AVE, GAINESVILLE, GA 30501-6601

Mortgage

Document Number	9854000718,
Date	May 11, 2026
Book Page	9854/718

Lender

Name	AMERICAN ELITE FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 1, 2031

Interest

Rate	6.37%
Max Rate	-1%

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HALL GA
Recording Date	Aug 28, 2023
Property Address	655 CENTRAL AVE, GAINESVILLE, GA 30501-6601
Document Number	0093590150
Book / Page	9359 / 150
Instrument Date	Aug 25, 2023
Transaction Type	Transfer
Record Updated	Sep 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 CENTRAL AVE, GAINESVILLE, GA 30501-6601

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HALL GA
Recording Date	Oct 2, 2020
Property Address	655 CENTRAL AVE, GAINESVILLE, GA 30501-6601
Document Number	0086080390
Book / Page	008608 / 000390
Instrument Date	Sep 29, 2020
Transaction Type	Transfer
Record Updated	Oct 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$170.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 CENTRAL AVE GAINESVILLE GA 305016601, GAINESVILLE, GA 30501-6601

Tax Assessment & Valuation

The 2026 property tax bill for 655 Central Ave was $2,602, up 4.2% from the year before.

Source: Hall County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Hall County
Municipality	Gainesville City
Unified School District	Gainesville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,602.00 (+4.16%)	$89,280 (+1.59%) Land $14,160 Building $75,120	$223,200 (+1.59%) Land $35,400 Building $187,800
2025	$2,498.00	$87,880 Land $13,720 Building $74,160	$219,700 Land $34,300 Building $185,400
2023	$2,702.00 (+136.6%)	$92,120 (+30.93%) Land $13,720 Building $78,400	$230,300 (+30.93%) Land $34,300 Building $196,000
2022	$1,142.00	$70,360 Land $13,440 Building $56,920	$175,900 Land $33,600 Building $142,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 655 Central Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective February 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1997–2009)
Most Recent Claim	Sep 2009 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 655 Central Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAINESVILLE serves 140,000 people · EPA ID GA1390001
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Point Broadband, Xfinity.

Nearby Properties on Central Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures