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655 Celestial Ln, Foster City (San Mateo), CA 94404 Property Records

San Mateo County property record for 655 Celestial Ln, Foster City, CA 94404

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,270 sqft · built 1972
Lot Size0.043 acres (1,890 sqft)
Owner2 Company Names on Record
Last Sale$428,000 (Nov 2002)
Tax Bill$7,542 (2025)
Deeds & MortgagesMar 2021 Mortgage
Aug 2020 Mortgage
+ 1 more
Flood ZoneZone X (reduced by levee)
APN094-430-260

Property Details

APN / Parcel Number

Primary APN094-430-260

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,270 sqft Living Area
1st Floor Area630 sqft
2nd Floor Area640 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area1,890 sqft (0.043 acres)
Garage Area290 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address655 CELESTIAL LN
CityFOSTER CITY
StateCA
Zip94404-2751
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRT0000
Legal DescriptionLOT 16 TRACT NO 2-72 FOSTER CITY NGBD NO 9 RSM
Legal SubdivisionFOSTER CITY NGBD NO 9
Legal Tract2
Legal Lot Number16
JurisdictionSAN MATEO CA
Township / Civil DivisionSAN MATEO
Census Block Group1
Census Block1005
Census Tract608024

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address655 CELESTIAL LN, FOSTER CITY, CA 94404-2751
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE LOAN STORE INC
Aug 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOAN STORE
Sep 2, 2020Correction Deed, Transfer
WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 14, 2002 · Amount on Record
Deed SaleNov 14, 2002 · Amount on Record
Prior SaleJul 7, 1999 · Amount on Record
Deed Document Number2002235134
Last Transfer DateAug 18, 2020
Transfer Doc0000089253
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address655 CELESTIAL LN, FOSTER CITY, CA 94404-2751
Transaction TypeMortgage
Record UpdatedApr 27, 2021
Title CompanyTWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address655 CELESTIAL LN, FOSTER CITY, CA 94404-2751

Mortgage

Document Number0000045711
DateMar 22, 2021
Instrument2021-045711
Lender
NameTHE LOAN STORE INC
TypeMortgage Company
AddressTUCSON, AZ 85718
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address655 CELESTIAL LN, FOSTER CITY, CA 94404-2751
Document Number0000089254
Instrument DateAug 18, 2020
Transaction TypeMortgage
Record UpdatedOct 5, 2020
Title CompanyWFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address655 CELESTIAL LN FOSTER CITY CA 944042751, FOSTER CITY, CA 94404-2751

Mortgage

Document Number0000089254
DateSep 2, 2020
Instrument89254
Lender
NameLOAN STORE
TypeFunding / Finance Company
AddressSAN FRANCISCO, CA 94108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2050

September 2020: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionSAN MATEO CA
Recording DateSep 2, 2020
Property Address655 CELESTIAL LN, FOSTER CITY, CA 94404-2751
Document Number0000089253
Instrument DateAug 18, 2020
Instrument89253
Transaction TypeTransfer
Record UpdatedOct 5, 2020
Title CompanyWFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address655 CELESTIAL LN FOSTER CITY CA 944042751, FOSTER CITY, CA 94404-2751

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalityFoster City
Elementary School DistrictSan Mateo-Foster City Elementary School District (KG - 08)
Secondary School DistrictSan Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$632,262 (+2%) Land $316,131 Building $316,131
2025$7,542.00 (+3.7%) Homeowner's exemption$619,866 (+4.04%) Land $309,933 Building $309,933
2023$7,273.00 (+1.45%) Homeowner's exemption$595,798 Land $297,899 Building $297,899$1,009,800
2022$7,169.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemESTERO MUNICIPAL IMPROVEMENT DISTRICT
serves 36,556 people · EPA ID CA4110021
Water SourcePurchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State InspectionNov 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Etheric Networks
Fixed Wireless		250 / 100

May also be available: Astound Broadband, GeoLinks, Sail Internet, T-Mobile.

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