1. Home
  2. Florida
  3. Escambia County
  4. Pensacola
  5. Cedar Bluff Dr

655 Cedar Bluff Dr, Pensacola, FL 32506 Property Records

Escambia County property record for 655 Cedar Bluff Dr, Pensacola, FL 32506

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,627 sqft · built 1990
Lot Size0.265 acres (11,526 sqft)
Owner2 Individual Names on Record
Last Sale$100 (Aug 2022)
Tax Bill$953 (2024)
Deeds & MortgagesAug 2022 Mortgage
Jul 2020 Mortgage
Flood ZoneZone A (high risk)
APN17-2S-31-3302-005-004

Property Details

APN / Parcel Number

Primary APN17-2S-31-3302-005-004
Alternative APNs
  • 093970274
  • 93970274

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,627 sqft Living Area
Gross Area2,089 sqft
1st Floor Area1,627 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeGable
Roof MaterialOther
Lot Area11,526 sqft (0.265 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area18 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number93970274
Street Address655 CEDAR BLUFF DR
CityPENSACOLA
StateFL
Zip32506-6216
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMDR
Legal DescriptionLT 5 BLK D PINE LAKE ESTATES UNIT #5 PB 13 P 10 ALSO 1/99TH INT IN PARCELS A & B OR 6761 P 780 OR 8335 P 1303 OR 8764 P 1614 OR 8850 P 512 LESS MINERAL RIGHTS
Legal Range31W
Legal Township02S
Legal Section17
Legal SubdivisionPINE LAKE ESTATES UNIT #5
Legal BlockD
Legal Lot Number5
JurisdictionESCAMBIA FL
Township / Civil DivisionPENSACOLA
Census Block Group1
Census Block1011
Census Tract2701

Owner

Source: Escambia County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address655 CEDAR BLUFF DR, PENSACOLA, FL 32506-6216
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2022Intrafamily Transfer, Transfer · FHA Mortgage
PLANET HOME LENDING LLC
Jul 21, 2020Quit Claim Deed, Transfer
PLANET HM LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 30, 2022 · Amount on Record
Deed SaleAug 30, 2022 · Amount on Record
Prior SaleApr 18, 2022 · Amount on Record
Deed Document Number202288210
Deed Book / Page8850 / 512
Prior Transfer DateAug 25, 2022
Prior Transfer Doc0088500512
Record UpdatedSep 20, 2026

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionESCAMBIA FL
Recording DateAug 30, 2022
Property Address655 CEDAR BLUFF DR, PENSACOLA, FL 32506-6216
Document Number0088500512
Book / Page8850 / 512
Map ReferenceMB 13 PG 10
Instrument DateAug 25, 2022
Instrument2022088210
Transaction TypeTransfer
Record UpdatedSep 21, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address655 CEDAR BLUFF DR, 655, PENSACOLA, FL 32506-6216

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address655 CEDAR BLUFF DR, PENSACOLA, FL 32506-6216

Mortgage

Document Number0008850516
DateAug 30, 2022
Instrument8850/516
Lender
NamePLANET HOME LENDING LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionESCAMBIA FL
Recording DateJul 21, 2020
Property Address655 CEDAR BLUFF DR, PENSACOLA, FL 32506-6216
Document Number0083351303
Book / Page008335 / 001303
Instrument DateMay 29, 2020
Instrument59229
Transaction TypeTransfer
Record UpdatedAug 21, 2020
Title CompanyMIS TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address655 CEDAR BLUFF DR PENSACOLA FL 325066216, PENSACOLA, FL 32506-6216

Mortgage

Document Number83351307
DateJul 21, 2020
Book Page008335/001307
Instrument59230
Lender
NamePLANET HM LNDG
AddressMERIDEN, CT 06450
Agreement
AmountAmount Recorded
Term240 Months
DueJul 20, 2040

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyEscambia County
Unified School DistrictEscambia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$107,683 (+5.99%)$204,406 (+8.04%) Land $30,000 Building $174,406
2024$953.00 (+1.6%)
2023$938.00 (+3.3%) Homeowner's exemption$101,601 (+3%)$189,190 (+14.38%) Land $25,000 Building $164,190
2022$908.00 Homeowner's exemption$98,642$165,411 Land $17,000 Building $148,411

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 228 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies228 in force
Nearby Flood Claims144 (1987–2023)
Claims Outside the SFHA45 of 144
Most Recent ClaimJun 2023 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 45 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 26 claims
  • Hurricane Frances, Sep 2004 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 68% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEMERALD COAST UTILITIES AUTHORITY (ECUA)
serves 242,172 people · EPA ID FL1170525
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on Cedar Bluff Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures