655 Carlyle St, Cedarhurst, NY 11516 Property Records

Nassau County and Hempstead Town property record for 655 Carlyle St, Cedarhurst, NY 11516

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,644 sqft · built 1950
Lot Size0.138 acres (6,000 sqft)
OwnerIndividual Name on File
Tax Bill$9,907 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Dec 2023 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN39-190-00-0042

Property Details

APN / Parcel Number

Primary APN39-190-00-0042
Alternative APNs
  • 2089-39-190-00-0042-0
  • 39190000042000000000
  • 282089 39.-190-42
  • 39190 00420

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,644 sqft Living Area
Gross Area2,000 sqft
1st Floor Area808 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleColonial
Exterior MaterialWood
Construction TypeFrame
Roof MaterialOther
Lot Area6,000 sqft (0.138 acres)
Lot Dimensions100 ft deep x 60 ft wide
Garage TypeAttached
Garage Area244 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchEnclosed Frame Porch
Porch Area112 sqft
Deck Area244 sqft
Patio Area40 sqft
Balcony Area28 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number39190 00420
Street Address655 CARLYLE ST
CityCEDARHURST
StateNY
Zip11516-1728
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWN #1 SCH DIST 015
Legal Block190
Legal Lot Number42-44
JurisdictionNASSAU NY
Township / Civil DivisionHEMPSTEAD
Census Block Group2
Census Block2022
Census Tract411302

Owner

655 Carlyle St is owned and occupied by an individual who acquired it in December 2023.

Source: Nassau County and Hempstead Town records, as of June 17, 2026

Owner of RecordIndividual Name on File
Mailing Address655 CARLYLE ST, CEDARHURST, NY 11516-1728
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2025Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Dec 26, 2023Intrafamily Transfer, Transfer
Jan 7, 2019Deed of Trust, Mortgage · Conventional Mortgage
CITIBANK NA
Feb 27, 2019Deed of Trust, Mortgage · Conventional Mortgage
MAIDENBAUM SHALOM
Dec 20, 2018Loan Modification, Consolidation and Extension, Mortgage · Line of Credit
CITIBANK

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateDec 21, 2023
Transfer DocD144510042
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address655 CARLYLE ST, CEDARHURST, NY 11516-1728
Transaction TypeMortgage
Record UpdatedOct 30, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address655 CARLYLE ST, CEDARHURST, NY 11516-1728

Mortgage

Document NumberM481310914
DateSep 17, 2025
Book PageM48131/914
Instrument2025-59007
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueSep 2, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionNASSAU NY
Recording DateDec 26, 2023
Property Address655 CARLYLE ST, CEDARHURST, NY 11516-1728
Document NumberD144510042
Book / PageD14451 / 42
Map ReferenceMAP 605 CASE 647
Instrument DateDec 21, 2023
Instrument2023-00076310
Transaction TypeTransfer
Record UpdatedJan 3, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address655 CARLYLE ST, CEDARHURST, NY 11516-1728

Transferred To (Grantee/Buyer)

NameVerified Name
Address655 CARLYLE ST, CEDARHURST, NY 11516-1728

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address655 CARLYLE ST, CEDARHURST, NY 11516-1728
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0432310249
DateJan 7, 2019
Book Page43231/249
Instrument2019-001402
Lender
NameCITIBANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 6, 2049
Interest
Rate TypeAdjustable Rate

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address655 CARLYLE ST, CEDARHURST, NY 11516-1728
Document Number0433410809
Instrument DateFeb 27, 2019
Transaction TypeMortgage
Record UpdatedApr 15, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address655 CARLYLE ST CEDARHURST NY 115161728, CEDARHURST, NY 11516-1728

Mortgage

Document Number0433410809
DateMar 14, 2019
Book Page043341/000809
Instrument22692
Lender
NameMAIDENBAUM SHALOM
AddressCEDARHURST, NY 11516
Agreement
TypeConventional Mortgage
AmountAmount on Record

December 2018: Loan Modification, Consolidation and Extension, Mortgage

Document TypeLoan Modification, Consolidation and Extension
JurisdictionNASSAU NY
Property Address655 CARLYLE ST, CEDARHURST, NY 11516-1728
Document Number0432310257
Instrument DateDec 20, 2018
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address655 CARLYLE ST CEDARHURST NY 115161728, CEDARHURST, NY 11516-1728

Mortgage

Document Number0432310257
DateJan 7, 2019
Book Page043231/000257
Instrument1403
Lender
NameCITIBANK
TypeBank
Address701 E 60TH ST N, SIOUX FALLS, SD 57104-0432
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJan 6, 2049
Interest
Rate TypeAdjustable Rate
Rate5.25%

Tax Assessment & Valuation

The 2025 property tax bill for 655 Carlyle St was $9,907 with a senior citizen's exemption.

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNassau County
County SubdivisionHempstead Town
Unified School DistrictLawrence Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$583 (-3.95%) Land $333 Building $250$583,000 (-3.95%)
2025$9,907.00$607 Land $347 Building $260$607,000
2023$8,243.00 Homeowner's exemption$618 Land $353 Building $265$618,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 655 Carlyle St in Zone X, an area of minimal flood risk, though there have been 65 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 100 policies
Nearby Flood Policies100 in force
Nearby Flood Claims65 (1979–2023)
Claims Outside the SFHA34 of 65
Most Recent ClaimSep 2023 · Severe Storm And Flooding
Claims by Event
  • Severe Storm And Flooding, Sep 2023 · 5 claims
  • Hurricane Sandy, Oct 2012 · 34 claims
  • Hurricane Irene, Aug 2011 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 655 Carlyle St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIBERTY UTILITIES NEW YORK - LYNBROOK
private · serves 220,000 people · EPA ID NY2902835
Water SourceGroundwater
Last State InspectionJul 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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