655 Cap au Gris St, Troy, MO 63379 Property Records

Lincoln County property record for 655 Cap au Gris St, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,310 sqft · built 1950
Lot Size	0.351 acres (15,290 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,500 (May 2019)
Tax Bill	$939 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Mar 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-70-25-003-002-013.000`

Property Details

APN / Parcel Number

Primary APN	`15-70-25-003-002-013.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,310 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Bungalow
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	15,290 sqft (0.351 acres)
Garage Area	640 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	655 CAP AU GRIS ST
City	TROY
State	MO
Zip	63379-1707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OUT LOT 87 US SURVEY 379 TOWN OF TROY
Legal Range	01W
Legal Township	49N
Legal Section	37
Legal Subdivision	TROY
Legal Lot Number	87-8
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3012
Census Tract	810305

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	655 CAP AU GRIS ST, TROY, MO 63379-1707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage JLB CORP
Mar 15, 2019	Deed of Trust, Mortgage · FHA Mortgage ROYAL UNITED MORTGAGE LLC
May 29, 2019	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Apr 16, 2018	Intrafamily Transfer, Transfer
Apr 16, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2019 · Amount on Record
Deed Sale	May 29, 2019 · Amount on Record
Prior Sale	Mar 7, 2013 · Amount on Record
Deed Document Number	20194186
Deed Book / Page	2434 / 332
Prior Transfer Date	Apr 11, 2018
Prior Transfer Doc	2421/0724
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	655 CAP AU GRIS ST, TROY, MO 63379-1707
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 CAP AU GRIS ST, TROY, MO 63379-1707

Mortgage

Document Number	002478/827
Date	Apr 28, 2022
Book Page	2478/827
Instrument	2022004566

Lender

Name	JLB CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	655 CAP AU GRIS ST, TROY, MO 63379-1707
Transaction Type	Mortgage
Record Updated	May 29, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2432/0066
Date	Mar 15, 2019
Book Page	2432/0066
Instrument	2019001898

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2034

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	May 29, 2019
Property Address	655 CAP AU GRIS ST, TROY, MO 63379-1707
Document Number	2434/0332
Book / Page	2434 / 0332
Instrument Date	May 23, 2019
Instrument	2019004186
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	SYNERGY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	623 COLLEGE ST, 623, GREENFIELD, MO 65661-8199

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 CAP AN GRIS STREET, TROY, MO 63379-1707

Mortgage

Document Number	2019004187
Date	May 29, 2019
Instrument	2019004187

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	Apr 16, 2018
Property Address	655 CAP AU GRIS ST, TROY, MO 63379-1707
Document Number	2421/0724
Book / Page	2421 / 0724
Instrument Date	Apr 11, 2018
Instrument	2018003084
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 CAP AU GRIS ST, TROY, MO 63379-1707

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	Apr 16, 2018
Property Address	655 CAP AU GRIS ST, TROY, MO 63379-1707
Document Number	2421/0725
Book / Page	2421 / 0725
Instrument Date	Apr 11, 2018
Instrument	2018003085
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	TROY, MO 00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 CAP AU GRIS ST, TROY, MO 63379-1707

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$14,950 (+0.01%) Land $2,668 Building $12,282
2025	$939.00 (+12.46%)	$14,948 (+13.84%) Land $2,668 Building $12,280	$78,680 (+13.85%) Land $14,040 Building $64,640
2023	$835.00 (+4.24%)	$13,131 Land $1,778 Building $11,353	$69,110 Land $9,360 Building $59,750
2022	$801.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Systec Wireless Communications, Wisper ISP.

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