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655 Camelia Ln, Vero Beach, FL 32963 Property Records

Indian River County property record for 655 Camelia Ln, Vero Beach, FL 32963

Property Summary

Property TypeSingle Family Home
Details6 bd · 6.5 ba · 4,742 sqft · built 2002
Lot Size0.46 acres (20,038 sqft)
Owner2 Individual Names on File
Last Sale$723,000 (Apr 2013)
Tax Bill$14,739 (2025)
Deeds & MortgagesJun 2018 Transfer
May 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN32-40-32-00006-0160-00045.0

Property Details

APN / Parcel Number

Primary APN32-40-32-00006-0160-00045.0
Alternative APN
  • 58982

Interior

Bedrooms6 Beds
Full Baths6.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms13 Rooms
Stories2 Stories
Building Area4,742 sqft Living Area
Gross Area5,668 sqft
1st Floor Area3,125 sqft
Utility Area82 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area20,038 sqft (0.46 acres)
Lot Dimensions140 ft deep x 143 ft wide
View / LotInterior
Garage TypeAttached
Garage Area466 sqft
DrivewayDriveway
Driveway Area1,944 sqft
PorchOpen Porch
Porch Area575 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address655 CAMELIA LN
CityVERO BEACH
StateFL
Zip32963-1841
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1A
Legal DescriptionVERO BEACH ESTATES BLK 16 LOTS 45, 46 AND LOT 47 LESS THE E 7 FT PBS 5 8
Legal SubdivisionVERO BEACH ESTATES
Legal Block16
Legal Lot Number45-47
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group1
Census Block1028
Census Tract50504

Owner

655 Camelia Ln is owned and occupied by two individuals who acquired it in April 2018.

Source: Indian River County records, as of December 8, 2025

Owner of Record2 Individual Names on File
Mailing Address655 CAMELIA LN, VERO BEACH, FL 32963-1841
OccupancyOwner Occupied
Owner TypeIndividual
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 27, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
May 26, 2017Loan Modification, Mortgage

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 17, 2013 · Amount on File
Deed SaleApr 17, 2013 · Amount on File
Prior SaleNov 20, 2008 · Amount on File
Deed Document Number20133120130024110
Deed Book / Page2660 / 422
Last Transfer DateApr 11, 2018
Transfer Doc0031281448
Record UpdatedJun 8, 2026

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionINDIAN RIVER FL
Recording DateJun 27, 2018
Property Address655 CAMELIA LN, VERO BEACH, FL 32963-1841
Document Number0031281448
Book / Page003128 / 001448
Instrument DateApr 11, 2018
Instrument39626
Transaction TypeTransfer
Record UpdatedJul 10, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address655 CAMELIA LN VERO BEACH FL 329631841, VERO BEACH, FL 32963-1841

May 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionINDIAN RIVER FL
Property Address655 CAMELIA LN, VERO BEACH, FL 32963-1841
Document Number0030401494
Book / Page003040 / 001494
Instrument DateMay 26, 2017
Transaction TypeMortgage
Record UpdatedAug 28, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address655 CAMELIA LN VERO BEACH FL 329631841, VERO BEACH, FL 32963-1841

Tax Assessment & Valuation

The 2025 property tax bill for 655 Camelia Ln was $14,739 with a homeowner's exemption.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
MunicipalityVero Beach City
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,739.00 Homeowner's exemption$952,765$2,171,801 Land $991,848 Building $1,179,953
2023$13,195.00 (+3.83%)$875,273 (+4.47%)$1,731,765 (+29.94%) Land $867,867 Building $863,898
2022$12,708.00$837,824$1,332,744 Land $619,905 Building $712,839

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 655 Camelia Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 433 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies622 units insured
incl. 189 condo units
Nearby Flood Claims129 (1979–2024)
Claims Outside the SFHA59 of 129
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 6 claims
  • Hurricane Irma, Sep 2017 · 5 claims
  • Hurricane Frances, Sep 2004 · 100 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 655 Camelia Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF VERO BEACH
serves 37,308 people · EPA ID FL3310206
Water SourceGroundwater
Last State InspectionMar 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting29
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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