655 Camino Sombrio, Templeton, CA 93465 Property Records

San Luis Obispo County property record for 655 Camino Sombrio, Templeton, CA 93465

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,497 sqft · built 2010
Lot Size	6.8 acres (296,208 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (Jan 2017)
Tax Bill	$11,017 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`034-331-023`

Property Details

APN / Parcel Number

Primary APN	`034-331-023`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,497 sqft Living Area
1st Floor Area	3,497 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Construction Type	Wood
Lot Area	296,208 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	655 CAMINO SOMBRIO
City	TEMPLETON
State	CA
Zip	93465-8607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PM 66/82-84 PAR 4
Legal Subdivision	PARCEL MAP CO 4-0530
Legal Block	2
Legal Lot Number	4
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	2
Census Block	2015
Census Tract	13100

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	655 CAMINO SOMBRIO, TEMPLETON, CA 93465-8607
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 7, 2025	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
May 18, 2026	Deed of Trust, Mortgage · Line of Credit TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES
Jan 26, 2017	Grant Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2017 · Amount on Record
Deed Sale	Jan 26, 2017 · Amount on Record
Prior Sale	Feb 29, 2016 · Amount on Record
Deed Document Number	20174110
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	655 CAMINO SOMBRIO, TEMPLETON, CA 93465-8607
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 CAMINO SOMBRIO, TEMPLETON, CA 93465-8607

Mortgage

Document Number	0000019381
Date	Mar 15, 2021
Instrument	2021019381

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	655 CAMINO SOMBRIO, TEMPLETON, CA 93465-8607
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 CAMINO SOMBRIO, TEMPLETON, CA 93465-8607

Mortgage

Document Number	0000023000
Date	Aug 7, 2025
Instrument	2025023000

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 18, 2026
Property Address	655 CAMINO SOMBRIO, TEMPLETON, CA 93465-8607
Document Number	0000015414
Instrument Date	May 5, 2026
Instrument	202615414
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 CAMINO SOMBRIO, TEMPLETON, CA 93465-8607

Mortgage

Document Number	0000015414,
Date	May 18, 2026
Instrument	202615414

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.37%
Max Rate	-1%

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 26, 2017
Property Address	655 CAMINO SOMBRIO, TEMPLETON, CA 93465-8607
Document Number	0000004110
Instrument Date	Jan 3, 2017
Instrument	4110
Transaction Type	Transfer
Record Updated	Feb 15, 2017
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE CO/CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	655 CAMINO SOMBRIO TEMPLETON CA 934658607, TEMPLETON, CA 93465-8607

Mortgage

Document Number	4111
Date	Jan 26, 2017
Instrument	4111

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2047

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Templeton Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$997,978 (+2%) Land $295,947 Building $702,031
2025	$11,017.00 (+9.2%) Homeowner's exemption	$978,411 (+4.04%) Land $290,145 Building $688,266
2023	$10,089.00 (+1.98%) Homeowner's exemption	$940,420 Land $278,879 Building $661,541
2022	$9,893.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 58% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Ranch Wifi, T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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