Putnam County property record for 655 Callahan Rd, Monterey, TN 38574
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,011 sqft · built 2013 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $244,900 (Apr 2018) |
| Tax Bill | $2,660 (2022) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 071071 01315 |
| Primary APN | 071071 01315 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,011 sqft Living Area |
| 1st Floor Area | 2,011 sqft |
| Basement Area | 2,011 sqft |
| Unfinished Basement | 2,011 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 27,443 sqft (0.63 acres) |
| Lot Dimensions | 178 ft deep x 152 ft wide |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 1,182 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 222 sqft |
| Patio Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 655 CALLAHAN RD |
|---|---|
| City | MONTEREY |
| State | TN |
| Zip | 38574-3511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 14, COUNTY AREA: M02 |
| Jurisdiction | PUTNAM TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2065 |
| Census Tract | 100 |
655 Callahan Rd is owned by a company that acquired it in May 2025.
Source: Putnam County records, as of February 2, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 655 CALLAHAN RD, MONTEREY, TN 38574-3511 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 29, 2022 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVESTORS GROUP INC |
| Apr 2, 2020 | Deed of Trust, Mortgage · VA Mortgage USAA |
| Apr 2, 2018 | Warranty Deed, Transfer · Line of Credit FIRSTBANK/JEFFERSON |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2018 · Amount on File |
| Deed Sale | Apr 2, 2018 · Amount on File |
| Prior Sale | Aug 18, 1994 |
| Deed Book / Page | 1049 / 291 |
| Last Transfer Date | May 21, 2025 |
| Transfer Doc | 0001621350 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM TN |
| Recording Date | Apr 29, 2022 |
| Property Address | 655 CALLAHAN RD, MONTEREY, TN 38574-3511 |
| Document Number | 0001399769 |
| Book / Page | 1399 / 769 |
| Instrument Date | Apr 28, 2022 |
| Instrument | 272994 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,387.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 655 CALLAHAN RD, MONTEREY, TN 38574-3511 |
| Document Number | 0000272995 |
|---|---|
| Date | Apr 29, 2022 |
| Instrument | 272995 |
| Name | MORTGAGE INVESTORS GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM TN |
| Property Address | 655 CALLAHAN RD, MONTEREY, TN 38574-3511 |
| Document Number | RB1193688 |
| Instrument Date | Apr 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 655 CALLAHAN RD MONTEREY TN 385743511, MONTEREY, TN 38574-3511 |
| Document Number | RB1193688 |
|---|---|
| Date | Apr 30, 2020 |
| Book Page | 001193/000688 |
| Instrument | 239142 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 29, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM TN |
| Recording Date | Apr 2, 2018 |
| Property Address | 655 CALLAHAN RD, MONTEREY, TN 38574-3511 |
| Document Number | RB1049291 |
| Book / Page | 001049 / 000291 |
| Instrument Date | Mar 29, 2018 |
| Instrument | 212088 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $906.13 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | PO BOX 205 MONTEREY TN 385740205, MONTEREY, TN 38574-0205 |
| Document Number | RB1049293 |
|---|---|
| Date | Apr 2, 2018 |
| Book Page | 001049/000293 |
| Instrument | 212089 |
| Name | FIRSTBANK/JEFFERSON |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Putnam County assessment roll, as of January 26, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Putnam County |
| Municipality | Monterey Town |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $69,400 Land $2,650 Building $66,750 | ||
| 2023 | $69,400 Land $2,650 Building $66,750 | ||
| 2022 | $2,660.00 | ||
| 2021 | $277,600 Land $10,600 Building $267,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 655 Callahan Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 14, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 655 Callahan Rd is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 67% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTEREY WATER DEPT serves 4,880 people · EPA ID TN0000471 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Twin Lakes Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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