655 Bridle Ridge Rd, Eagan (Saint Paul), MN 55123 Property Records

Dakota County property record for 655 Bridle Ridge Rd, Eagan, MN 55123

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,834 sqft · built 1988
Lot Size	0.295 acres (12,855 sqft)
Owner	2 Individual Names on Record
Last Sale	$333,500 (Jul 2014)
Tax Bill	$6,062 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit Jul 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-14996-05-020`

Property Details

APN / Parcel Number

Primary APN	`10-14996-05-020`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,834 sqft Living Area
Gross Area	3,318 sqft
1st Floor Area	1,015 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1992
Construction Type	Wood
Lot Area	12,855 sqft (0.295 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	655 BRIDLE RIDGE RD
City	SAINT PAUL
State	MN
Zip	55123-1679
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRIDLE RIDGE 1ST ADD 2 5 LOT 2 BLK 5 & INTEREST ATTRIBUTABLE TO COMMON AREA KNOWN AS OUTLOTS C - K
Legal Subdivision	BRIDLE RIDGE 1ST ADD
Legal Block	5
Legal Lot Number	2
Jurisdiction	DAKOTA MN
Township / Civil Division	EAGAN
Census Block Group	2
Census Block	2003
Census Tract	60752

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	655 BRIDLE RIDGE RD, SAINT PAUL, MN 55123-1679
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 17, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jul 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2014 · Amount on Record
Deed Sale	Jul 23, 2014 · Amount on Record
Prior Sale	Nov 30, 2012 · Amount on Record
Deed Document Number	2014243196
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	655 BRIDLE RIDGE RD, EAGAN, MN 55123-1679
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003385653
Date	Jul 22, 2020
Instrument	3385653

Lender

Name	US BANK NA
Type	Bank
Address	MINNEAPOLIS, MN 55423

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 10, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	655 BRIDLE RIDGE RD, EAGAN, MN 55123-1679
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000824640
Date	Jul 17, 2020
Instrument	824640

Lender

Name	US BANK NA
Type	Bank
Address	MINNEAPOLIS, MN 55423

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 10, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	655 BRIDLE RIDGE RD, EAGAN, MN 55123-1679
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BURNET TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000824639
Date	Jul 17, 2020
Instrument	824639

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2040

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	655 BRIDLE RIDGE RD, EAGAN, MN 55123-1679
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003385652
Date	Jul 22, 2020
Instrument	3385652

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2040

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Dakota County
Municipality	Eagan City
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,062.00	$518,100 Land $139,000 Building $379,100	$518,100 Land $139,000 Building $379,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Eagan serves 68,223 people · EPA ID MN1190007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Southeast MN Wifi.

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