655 Bray Station Rd, Collierville, TN 38017 Property Records

Shelby County property record for 655 Bray Station Rd, Collierville, TN 38017

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 6,457 sqft · built 1985
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$625,000 (Dec 2014)
Tax Bill	$4,947 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Oct 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C0-244-A-00543`

Property Details

APN / Parcel Number

Primary APN	`C0-244-A-00543`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	6,457 sqft Living Area
Gross Area	7,057 sqft
1st Floor Area	3,511 sqft
Utility Area	48 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Colonial
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	174,240 sqft
Lot Dimensions	606 ft deep x 354 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1,300 sqft
Pool House	480 sqft
Porch	Open Porch
Porch Area	538 sqft
Shed	1 Shed
Shed Area	494 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	655 BRAY STATION RD
City	COLLIERVILLE
State	TN
Zip	38017-9796
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FAR
Legal Description	WS BRAY STATION RD 3800 N OF US HWY 72 SEE MAP D2-44(GRID 201C,201D)
Legal Subdivision	BRAY STATION SUBDIVISION
Jurisdiction	SHELBY TN
Township / Civil Division	2
Census Block Group	3
Census Block	3030
Census Tract	21530

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	655 BRAY STATION RD, COLLIERVILLE, TN 38017-9796
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 19, 2020	Deed of Trust, Mortgage · Line of Credit US BK
Aug 21, 2020	Deed of Trust, Mortgage US BK
Sep 18, 2019	Deed of Trust, Mortgage US BK
Feb 20, 2017	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2014 · Amount on Record
Deed Sale	Dec 17, 2014 · Amount on Record
Prior Sale	Jan 14, 2005 · Amount on Record
Deed Document Number	2014126745
Prior Transfer Date	Dec 7, 2011
Prior Transfer Doc	0000004551
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	655 BRAY STATION RD, COLLIERVILLE, TN 38017-9796
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000943
Date	Jan 4, 2017
Instrument	17000943

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	655 BRAY STATION RD, COLLIERVILLE, TN 38017-9796
Document Number	0020116125
Instrument Date	Oct 19, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	655 BRAY STATION RD COLLIERVILLE TN 380179796, COLLIERVILLE, TN 38017-9796

Mortgage

Document Number	0020116125
Date	Oct 22, 2020
Instrument	20116125

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2050

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	655 BRAY STATION RD, COLLIERVILLE, TN 38017-9796
Document Number	0000091010
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Sep 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 BRAY STATION RD COLLIERVILLE TN 380179796, COLLIERVILLE, TN 38017-9796

Mortgage

Document Number	0000091010
Date	Aug 26, 2020
Instrument	91010

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	655 BRAY STATION RD, COLLIERVILLE, TN 38017-9796
Document Number	0000100931
Instrument Date	Sep 18, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	655 BRAY STATION RD COLLIERVILLE TN 380179796, COLLIERVILLE, TN 38017-9796

Mortgage

Document Number	0000100931
Date	Sep 27, 2019
Instrument	100931

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2049

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	655 BRAY STATION RD, COLLIERVILLE, TN 38017-9796
Document Number	0000023740
Instrument Date	Feb 20, 2017
Transaction Type	Mortgage
Record Updated	Mar 21, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 BRAY STATION RD COLLIERVILLE TN 380179796, COLLIERVILLE, TN 38017-9796

Mortgage

Document Number	0000023740
Date	Mar 8, 2017
Instrument	23740

Lender

Name	US BK
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 7, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Collierville Town
Unified School District	Collierville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,947.00 (-60.66%)	$305,425 (+24.09%) Land $98,425 Building $207,000	$1,221,700 (+24.09%) Land $393,700 Building $828,000
2023		$246,125 Land $92,425 Building $153,700
2022	$12,576.00
2021			$984,500 Land $369,700 Building $614,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIERVILLE WATER DEPT serves 51,972 people · EPA ID TN0000126
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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