655 Bluff View Dr, Pegram, TN 37143 Property Records

Cheatham County property record for 655 Bluff View Dr, Pegram, TN 37143

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,781 sqft · built 2000
Lot Size	0.446 acres (19,425 sqft)
Owner	2 Individual Names on File
Last Sale	$104,512 (May 2016)
Deeds & Mortgages	May 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`011095F B 00700`

Property Details

APN / Parcel Number

Primary APN	`011095F B 00700`
Alternative APN	`095F B 00700`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,781 sqft Living Area
1st Floor Area	1,602 sqft
Upper Floors Area	598 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2014
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,425 sqft (0.446 acres)
Lot Dimensions	185 ft deep x 105 ft wide
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,318 sqft
Driveway	Driveway
Driveway Area	1,280 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	378 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	655 BLUFF VIEW DR
City	PEGRAM
State	TN
Zip	37143-2357
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER POINTE SEC 1 26
Legal Subdivision	RIVER POINTE SEC 1
Legal Lot Number	26
Jurisdiction	CHEATHAM TN
Township / Civil Division	5
Census Block Group	2
Census Block	2006
Census Tract	70402

Owner

655 Bluff View Dr is owned and occupied by two individuals who bought it in May 2016.

Source: Cheatham County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	655 BLUFF VIEW DR, PEGRAM, TN 37143-2357
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2016 · Amount on File
Deed Sale	May 12, 2016 · Amount on File
Prior Sale	Jun 11, 2001 · Amount on File
Deed Book / Page	509 / 2494
Prior Transfer Date	May 9, 2016
Prior Transfer Doc	RB 5092498
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEATHAM TN
Recording Date	May 13, 2026
Property Address	655 BLUFF VIEW DR, PEGRAM, TN 37143-2357
Document Number	0000260101
Book / Page	658 / 612
Instrument Date	Apr 29, 2026
Instrument	2026260101
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 BLUFF VIEW DR, PEGRAM, TN 37143-2357
Investor	Possibly a Property Investor

Mortgage

Document Number	0000260101,
Date	May 13, 2026
Book Page	658/612
Instrument	2026260101

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 3, 2051

Interest

Rate	6.46%
Max Rate	-1%

Tax Assessment & Valuation

Source: Cheatham County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Cheatham County
Municipality	Pegram Town
Unified School District	Cheatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$110,050 Land $18,675 Building $91,375
2024		$440,200 Land $74,700 Building $365,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 655 Bluff View Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	14 (2010)
Claims Outside the SFHA	6 of 14
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 655 Bluff View Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SECOND SOUTH CHEATHAM U.D. serves 9,243 people · EPA ID TN0000645
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20