Fulton County property record for 655 Bluff Oak Ct, Roswell, GA 30076
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,813 sqft · built 1997 |
| Lot Size | 0.307 acres (13,390 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $217,900 (Sep 1997) |
| Tax Bill | $6,989 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Aug 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-2050-0473-098-2 |
| Primary APN | 12-2050-0473-098-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,813 sqft Living Area |
| 1st Floor Area | 1,552 sqft |
| Basement Area | 1,552 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Lot Area | 13,390 sqft (0.307 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Area | 567 sqft |
| Deck Area | Deck Area |
| Patio Area | 110 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 655 BLUFF OAK CT |
|---|---|
| City | ROSWELL |
| State | GA |
| Zip | 30076-5818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | DOI 6/27/2023 UPDATED DATA / SKETCH CLOSE PERMITS |
| Legal Subdivision | HEMBREE GROVE |
| Legal Block | 2 |
| Legal Lot Number | 26 |
| Jurisdiction | FULTON GA |
| Township / Civil Division | ROSWELL-ALPHARETTA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 11416 |
655 Bluff Oak Ct is owned and occupied by two individuals who acquired it in March 2010.
Source: Fulton County records, as of September 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 655 BLUFF OAK CT, ROSWELL, GA 30076-5818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NATION STAR MORTGAGE |
| Aug 22, 2024 | Deed of Trust, Mortgage · Conventional Mortgage NATION STAR MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 1997 · Amount on File |
| Deed Sale | Sep 17, 1997 · Amount on File |
| Deed Book / Page | 23212 / 5 |
| Last Transfer Date | Mar 9, 2010 |
| Transfer Doc | 0491750680 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FULTON GA |
| Property Address | 655 BLUFF OAK CT, ROSWELL, GA 30076-5818 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 655 BLUFF OAK CT, ROSWELL, GA 30076-5818 |
| Document Number | 0658620247 |
|---|---|
| Date | Jun 28, 2022 |
| Book Page | 0000065862/0000000247 |
| Name | NATION STAR MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FULTON GA |
| Property Address | 655 BLUFF OAK CT, ROSWELL, GA 30076-5818 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 655 BLUFF OAK CT, ROSWELL, GA 30076-5818 |
| Document Number | 0681560482 |
|---|---|
| Date | Aug 22, 2024 |
| Book Page | 0000068156/0000000482 |
| Instrument | 20240215439 |
| Name | NATION STAR MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2044 |
The 2025 property tax bill for 655 Bluff Oak Ct was $6,989, up 431.1% from the year before.
Source: Fulton County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Fulton County |
| Municipality | Roswell City |
| Unified School District | Fulton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $267,600 (-) Land $41,760 Building $225,840 | $669,000 (-) Land $104,400 Building $564,600 | |
| 2025 | $6,989.00 (+431.08%) | $267,600 Land $41,760 Building $225,840 | $669,000 Land $104,400 Building $564,600 |
| 2024 | $1,316.00 (-80.66%) | ||
| 2023 | $6,805.00 (+28.88%) | $241,120 (+28.89%) Land $49,920 Building $191,200 | $602,800 (+28.89%) Land $124,800 Building $478,000 |
| 2022 | $5,280.00 | $187,080 Land $49,280 Building $137,800 | $467,700 Land $123,200 Building $344,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 655 Bluff Oak Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2015 · lake rise |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 655 Bluff Oak Ct is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH FULTON COUNTY serves 434,517 people · EPA ID GA1210005 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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