655 Bluegrass Trl, Waterloo, WI 53594 Property Records

Jefferson County property record for 655 Bluegrass Trl, Waterloo, WI 53594

Property Summary

Property Type	Single Family Home
Lot Size	0.289 acres (12,589 sqft)
Owner	Individual Name on Record
Last Sale	$177,400 (Feb 2012)
Tax Bill	$6,438 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`290-0813-0521-047`

Property Details

APN / Parcel Number

Primary APN	`290-0813-0521-047`

Exterior

Lot Area	12,589 sqft (0.289 acres)

Location & Zoning

Street Address	655 BLUEGRASS TRL
City	WATERLOO
State	WI
Zip	53594-2223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 61, TREYBURN FARMS 1ST ADD.
Legal Range	13E
Legal Township	08N
Legal Section	05
Legal Quarter	NW
Quarter-Quarter Section	NE
Legal Subdivision	TREYBURN FARMS 1ST ADD
Legal Lot Number	61
Jurisdiction	JEFFERSON WI
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2022
Census Tract	100400

Owner

Source: Jefferson County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	655 BLUEGRASS TRL, WATERLOO, WI 53594-2223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Aug 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage TCF NATIONAL BANK
Jul 6, 2017	Intrafamily Transfer, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2012 · Amount on Record
Deed Sale	Feb 9, 2012 · Amount on Record
Prior Sale	Feb 9, 2012 · Amount on Record
Deed Document Number	0001306069
Last Transfer Date	Jul 6, 2017
Transfer Doc	0001384685
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	655 BLUEGRASS TRL, WATERLOO, WI 53594-2223
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001412892
Date	Aug 15, 2019
Instrument	1412892

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	655 BLUEGRASS TRL, WATERLOO, WI 53594-2223
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001413048
Date	Aug 19, 2019
Instrument	1413048

Lender

Name	TCF NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON WI
Recording Date	Jul 6, 2017
Property Address	655 BLUEGRASS TRL, WATERLOO, WI 53594-2223
Document Number	0001384685
Instrument Date	Jun 26, 2017
Instrument	1384685
Transaction Type	Transfer
Record Updated	Sep 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 BLUEGRASS TRL, WATERLOO, WI 53594-2223

Mortgage

Document Number	0001384686
Date	Jul 6, 2017
Instrument	1384686

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Jefferson County
Municipality	Waterloo City
Unified School District	Waterloo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,438.00 (+19.4%) Homeowner's exemption	$351,400 (+31.41%) Land $56,000 Building $295,400	$387,800
2023	$5,392.00 Homeowner's exemption	$267,400 Land $45,000 Building $222,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2008)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATERWORKS serves 3,520 people · EPA ID WI1280115
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Oct 2019 Lead public education Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Netwurx.

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