655 Benton Pl, El Cajon, CA 92020 Property Records

San Diego County property record for 655 Benton Pl, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,411 sqft · built 1998
Lot Size	0.7 acres (3,036 sqft)
Owner	2 Company Names on Record
Last Sale	$450,000 (Dec 2017)
Tax Bill	$5,960 (2025)
Deeds & Mortgages	Apr 2026 Transfer Oct 2022 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`488-400-49-00`

Property Details

APN / Parcel Number

Primary APN	`488-400-49-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,411 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	3,036 sqft (0.7 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	655 BENTON PL
City	EL CAJON
State	CA
Zip	92020-6660
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 7 TR 013344
Legal Subdivision	CITY/EL CAJON
Legal Tract	013344
Legal Block	1
Legal Lot Number	7
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1004
Census Tract	15706

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	655 BENTON PL, EL CAJON, CA 92020-6660
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Oct 28, 2022	Deed of Trust, Mortgage · SBA Mortgage UNIONBANCAL MORTGAGE CORPORATION
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 19, 2017	Grant Deed, Transfer · Conventional with PMI NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2017 · Amount on Record
Deed Sale	Dec 19, 2017 · Amount on Record
Prior Sale	Jul 30, 1997
Deed Document Number	2017595071
Prior Transfer Date	Dec 16, 2013
Prior Transfer Doc	0000735173
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 23, 2026
Property Address	655 BENTON PL, EL CAJON, CA 92020-6660
Document Number	0000115171
Instrument Date	Apr 21, 2026
Instrument	2026115171
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	655 BENTON PL, EL CAJON, CA 92020-6660

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	655 BENTON PL, EL CAJON, CA 92020-6660
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 BENTON PL, EL CAJON, CA 92020-6660

Mortgage

Document Number	0000416957
Date	Oct 28, 2022
Instrument	2022-0416957

Lender

Name	UNIONBANCAL MORTGAGE CORPORATION
Address	SAN DIEGO, CA 92121

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	655 BENTON PL, EL CAJON, CA 92020-6660
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 BENTON PL, EL CAJON, CA 92020-6660

Mortgage

Document Number	0000578935
Date	Sep 29, 2020
Instrument	2020-0578935

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 19, 2017
Property Address	655 BENTON PL, EL CAJON, CA 92020-6660
Document Number	0000595071
Instrument Date	Nov 27, 2017
Instrument	595071
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	655 BENTON PL EL CAJON CA 920206660, EL CAJON, CA 92020-6660

Mortgage

Document Number	595072
Date	Dec 19, 2017
Instrument	595072

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$522,257 (+2%) Land $163,258 Building $358,999
2025	$5,960.00 (-0.58%) Homeowner's exemption	$512,017 (+4.04%) Land $160,057 Building $351,960
2024	$5,995.00 (+2.67%)
2023	$5,839.00 (+1.62%) Homeowner's exemption	$492,137 Land $153,843 Building $338,294
2022	$5,746.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Wyyerd Connect.

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