655 Beaver Park Dr, Elgin, SC 29045 Property Records

Richland County property record for 655 Beaver Park Dr, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,541 sqft · built 2018
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$670,000 (May 2025)
Tax Bill	$4,752 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25813-01-03`

Property Details

APN / Parcel Number

Primary APN	`25813-01-03`
Alternative APNs	`R25813-01-03` `01845221`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,541 sqft Heated Area
Gross Area	4,373 sqft
1st Floor Area	2,242 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Area	582 sqft
Porch	Slab
Porch Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01845221
Street Address	655 BEAVER PARK DR
City	ELGIN
State	SC
Zip	29045-8292
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 52 60X120X60X120 #SU BEAVER PARK PH I #PR RB1050-1199 RB1171-178
Legal Subdivision	BEAVER PARK @ WOOD CREEK
Legal Lot Number	52,60
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2048
Census Tract	11407

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	655 BEAVER PARK DR, ELGIN, SC 29045-8292
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage PETERSON FAMILY TRUST
Jun 13, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage BRANCH BK&TR
Apr 2, 2018	Trustee's Deed, Construction Loan · Line of Credit ARTHUR ST BK/GERVAIS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2025 · Amount on Record
Deed Sale	May 30, 2025 · Amount on Record
Prior Sale	Jun 13, 2019 · Amount on Record
Deed Document Number	202524763
Deed Book / Page	3024 / 736
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	655 BEAVER PARK DR, ELGIN, SC 29045-8292
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 E SONATA CIR, PANAMA CITY BEACH, FL 32413-2654

Mortgage

Document Number	0030770868
Date	Nov 24, 2025
Book Page	3077/868
Instrument	2025056325

Lender

Name	PETERSON FAMILY TRUST
Type	Private Party
Address	8602 E CACTUS WREN RD, SCOTTSDALE, AZ 85250

Agreement

Amount	Amount Recorded
Term	355 Months
Due	May 31, 2055

June 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Jun 13, 2019
Property Address	655 BEAVER PARK DR, ELGIN, SC 29045-8292
Document Number	2401/2685
Book / Page	002401 / 002685
Instrument Date	Jun 11, 2019
Instrument	41770
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,739.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 BEAVER PARK DR ELGIN SC 290458292, ELGIN, SC 29045-8292

Mortgage

Document Number	2401/2689
Date	Jun 13, 2019
Book Page	002401/002689
Instrument	41771

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2049

April 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	RICHLAND SC
Recording Date	Apr 2, 2018
Property Address	655 BEAVER PARK DR, ELGIN, SC 29045-8292
Book / Page	002291 / 002914
Instrument Date	Mar 27, 2018
Instrument	19993
Transaction Type	Construction Loan
Record Updated	Apr 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	161 PONTIAC BUSINESS CENTER DR #1020 ELGIN SC 290457123, 1020, ELGIN, SC 29045-7123

Mortgage

Document Number	2291/2914
Date	Apr 2, 2018
Book Page	002291/002914
Instrument	19993

Lender

Name	ARTHUR ST BK/GERVAIS
Type	Bank
Address	COLUMBIA, SC 29201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 1, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,752.00 (+17.45%)	$18,800 (-)	$559,900 (+19.13%) Land $62,500 Building $497,400
2023	$4,046.00 (-5.29%)	$18,800 (-)	$470,000 (-)
2021	$4,272.00	$18,800	$470,000 Land $50,000 Building $420,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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