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655 Bayharbor Ter, Sebastian, FL 32958 Property Records

Indian River County property record for 655 Bayharbor Ter, Sebastian, FL 32958

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,400 sqft · built 1991
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$200,000 (Mar 2021)
Tax Bill$3,355 (2025)
Deeds & MortgagesJun 2018 Transfer
Feb 2018 Transfer
Flood ZoneZone X (minimal risk)
APN31-38-24-00001-2580-00024.0

Property Details

APN / Parcel Number

Primary APN31-38-24-00001-2580-00024.0
Alternative APN
  • 22162

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,400 sqft Living Area
Gross Area1,960 sqft
1st Floor Area1,400 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialMetal
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
View / LotInterior
Garage TypeAttached
Garage Area420 sqft
DrivewayConcrete Driveway
Driveway Area730 sqft
PorchScreened Porch
Porch Area182 sqft
Patio Area580 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address655 BAYHARBOR TER
CitySEBASTIAN
StateFL
Zip32958-5955
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-10
Legal DescriptionSEBASTIAN HIGHLANDS UNIT NO 10 BLK 258 LOT 24 PBI 6-37C
Legal Range38E
Legal Township31S
Legal Section24
Legal SubdivisionSEBASTIAN HIGHLANDS UNIT 10
Legal Block258
Legal Lot Number24
Legal UnitNO
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group2
Census Block2046
Census Tract50809

Owner

655 Bayharbor Ter is owned and occupied by two individuals who bought it in March 2021.

Source: Indian River County records, as of December 8, 2025

Owner of Record2 Individual Names on File
Mailing Address655 BAYHARBOR TER, SEBASTIAN, FL 32958-5955
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2018Quit Claim Deed
ATTORNEY ONLY
Feb 27, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 12, 2021 · Amount on File
Deed SaleMar 12, 2021 · Amount on File
Prior SaleJan 18, 2013 · Amount on File
Deed Document Number202117525
Deed Book / Page3398 / 1055
Prior Transfer DateFeb 26, 2018
Prior Transfer Doc0030951584
Record UpdatedJun 8, 2026

June 2018: Quit Claim Deed

Document TypeQuit Claim Deed
JurisdictionINDIAN RIVER FL
Recording DateJun 26, 2018
Property Address655 BAYHARBOR TER, SEBASTIAN, FL 32958-5955
Document Number0031280526
Book / Page003128 / 000526
Instrument DateJun 25, 2018
Instrument39307
Record UpdatedJul 10, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address333 SEBASTIAN CROSSINGS BLVD SEBASTIAN FL 329586493, SEBASTIAN, FL 32958-6493

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionINDIAN RIVER FL
Recording DateFeb 27, 2018
Property Address655 BAYHARBOR TER, SEBASTIAN, FL 32958-5955
Document Number0030951584
Book / Page003095 / 001584
Instrument DateFeb 26, 2018
Instrument11725
Transaction TypeTransfer
Record UpdatedMar 13, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address333 SEBASTIAN CROSSINGS BLVD SEBASTIAN FL 329586493, SEBASTIAN, FL 32958-6493

Tax Assessment & Valuation

The 2025 property tax bill for 655 Bayharbor Ter was $3,355 with a homeowner's exemption.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
MunicipalitySebastian City
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,355.00 Homeowner's exemption$211,045$247,551 Land $64,600 Building $182,951
2023$2,708.00 (+4.68%)$192,486 (+3%)$224,395 (+20.08%) Land $51,000 Building $173,395
2022$2,587.00$186,879 Land $31,960 Building $154,919$186,879 Land $31,960 Building $154,919

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 655 Bayharbor Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 62 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 655 Bayharbor Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250

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