Catoosa County property record for 655 Bandy Rd, Ringgold, GA 30736
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 5.47 acres (238,273 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $139,900 (Mar 2026) |
| Tax Bill | $668 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Apr 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0068A032000 |
| Primary APN | 0068A032000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 238,273 sqft (5.47 acres) |
|---|
| Account Number | 24465 |
|---|---|
| Street Address | 655 BANDY RD |
| City | RINGGOLD |
| State | GA |
| Zip | 30736-8648 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | A-1 |
| Legal Description | PT LL 266 28/3 |
| Jurisdiction | CATOOSA GA |
| Township / Civil Division | CATOOSA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 30100 |
655 Bandy Rd, residential vacant land, is owned by two individuals who bought it in March 2026.
Source: Catoosa County records, as of October 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 WINCHESTER DR, ROSSVILLE, GA 30741-8106 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 5, 2023 | Deed of Trust, Mortgage · Commercial Mortgage BUILTWELL BANK |
| Apr 17, 2023 | Deed of Trust, Mortgage · Commercial Mortgage BUILTWELL BANK |
| Mar 31, 2026 | Warranty Deed, Transfer TENNESSEE VALLEY FEDERAL CREDIT UNI |
| Feb 9, 2024 | Warranty Deed, Transfer |
| Feb 23, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Jan 25, 2021 | Warranty Deed, Transfer NORTHWEST GA LAND TITLE COMPANY INC, NORTHWEST GA LAND TITLE CO INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2026 · Amount on File |
| Deed Sale | Mar 31, 2026 · Amount on File |
| Prior Sale | Feb 9, 2024 · Amount on File |
| Deed Book / Page | 2439 / 570 |
| Prior Transfer Date | Feb 23, 2023 |
| Prior Transfer Doc | 0022640292 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 655 BANDY RD, RINGGOLD, GA 30736-8648 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 655 BANDY RD, RINGGOLD, GA 30736-8648 |
| Document Number | 0022700000000360 |
|---|---|
| Date | Apr 5, 2023 |
| Book Page | 0000002270/0000000360 |
| Instrument | 002108 |
| Name | BUILTWELL BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Jan 1, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 655 BANDY RD, RINGGOLD, GA 30736-8648 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 655 BANDY RD, RINGGOLD, GA 30736-8648 |
| Document Number | 0022710000000707 |
|---|---|
| Date | Apr 17, 2023 |
| Book Page | 0000002271/0000000707 |
| Instrument | 002331 |
| Name | BUILTWELL BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Jan 1, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Mar 31, 2026 |
| Property Address | 655 BANDY RD, RINGGOLD, GA 30736-8648 |
| Document Number | 0024390570 |
| Book / Page | 2439 / 570 |
| Instrument Date | Mar 30, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 WINCHESTER DR, ROSSVILLE, GA 30741-8106 |
| Document Number | 0002439573 |
|---|---|
| Date | Mar 31, 2026 |
| Instrument | 2439/573 |
| Name | TENNESSEE VALLEY FEDERAL CREDIT UNI |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 358 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Feb 9, 2024 |
| Property Address | 655 BANDY RD, RINGGOLD, GA 30736-8648 |
| Document Number | 0023130682 |
| Book / Page | 2313 / 682 |
| Instrument Date | Feb 7, 2024 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 655 BANDY RD, RINGGOLD, GA 30736-8648 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Feb 23, 2023 |
| Property Address | 655 BANDY RD, RINGGOLD, GA 30736-8648 |
| Document Number | 0022640292 |
| Book / Page | 2264 / 292 |
| Instrument Date | Feb 23, 2023 |
| Instrument | 2023-000310 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1652 HOUSTON VALLEY RD, RINGGOLD, GA 30736-8623 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Jan 25, 2021 |
| Property Address | 655 BANDY RD, RINGGOLD, GA 30736-8648 |
| Document Number | 0021090134 |
| Book / Page | 002109 / 000134 |
| Instrument Date | Jan 22, 2021 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2021 |
| Title Company | NORTHWEST GA LAND TITLE COMPANY INC, NORTHWEST GA LAND TITLE CO INC |
| Amount | Amount on Record |
|---|---|
| Tax | $18.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | BANDY RD RINGGOLD GA 30736, RINGGOLD, GA 30736 |
The 2025 property tax bill for 655 Bandy Rd was $668.
Source: Catoosa County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Catoosa County |
| Unified School District | Catoosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $668.00 | $35,190 Land $35,190 | $87,974 Land $87,974 |
| 2023 | $351.00 (-15.63%) | $15,704 Land $15,704 | $39,259 Land $39,259 |
| 2022 | $416.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 655 Bandy Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 655 Bandy Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 76% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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