655 Austin Smith Dr, Monroe, OH 45050 Property Records

Butler County property record for 655 Austin Smith Dr, Monroe, OH 45050

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,673 sqft · built 1977
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Sep 2022)
Tax Bill	$3,823 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C1800-009.140-044`

Property Details

APN / Parcel Number

Primary APN	`C1800-009.140-044`
Alternative APNs	`1402500` `329419` `332242`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,673 sqft Living Area
1st Floor Area	1,673 sqft
Basement Area	650 sqft
Finished Basement	650 sqft
Family Room	Family Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	172 ft deep x 75 ft wide
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	161 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1402500
Old Parcel Number	C1800009.140044
Street Address	655 AUSTIN SMITH DR
City	MONROE
State	OH
Zip	45050-1405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	851 ENT
Legal Subdivision	WYNDCREST
Legal Lot Number	851
Jurisdiction	BUTLER OH
Township / Civil Division	LEMON
Census Block Group	4
Census Block	4006
Census Tract	11200

Owner

Source: Butler County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	655 AUSTIN SMITH DR, MONROE, OH 45050-1405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2022 · Amount on Record
Deed Sale	Sep 15, 2022 · Amount on Record
Prior Sale	May 19, 2016 · Amount on Record
Deed Document Number	0000040233
Deed Book / Page	9897 / 1167
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Sep 15, 2022
Property Address	655 AUSTIN SMITH DR, MONROE, OH 45050-1405
Document Number	0000040233
Book / Page	9897 / 1167
Instrument Date	Aug 31, 2022
Instrument	2022-00040233
Transaction Type	Transfer
Record Updated	Sep 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	655 AUSTIN SMITH DR, MONROE, OH 45050-1405

Mortgage

Document Number	0098971170
Date	Sep 15, 2022
Instrument	9897/1170

Lender

Name	EAGLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Butler County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
County Subdivision	Lemon Township
Municipality	Monroe City
Unified School District	Monroe Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,823.00 (-9.17%) Homeowner's exemption	$103,250 (-) Land $12,590 Building $90,660	$295,000 (-) Land $35,980 Building $259,020
2023	$4,209.00 (+27.51%) Homeowner's exemption	$103,250 (+58.82%) Land $12,590 Building $90,660	$295,000 (+58.82%) Land $35,980 Building $259,020
2022	$3,301.00	$65,010 Land $12,590 Building $52,420
2020			$185,740 Land $35,980 Building $149,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE CITY PWS serves 15,600 people · EPA ID OH0902012
Water Source	Purchased surface water from BUTLER CO. WATER DISTRICT 2 PWS
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20