Horry County property record for 655 American Beech St, Loris, SC 29569
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,432 sqft · built 2015 |
| Lot Size | 0.339 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $132,900 (Oct 2015) |
| Tax Bill | $710 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 187-16-01-0003 |
| Primary APN | 187-16-01-0003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,432 sqft Living Area |
| Year Built | Built 2015 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 14,810 sqft (0.339 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Porch | Open Porch |
| Deck Area | 102 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Old Parcel Number | 0582201176 |
|---|---|
| Street Address | 655 AMERICAN BEECH ST |
| City | LORIS |
| State | SC |
| Zip | 29569-7368 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PORTERS BAY PH III; LOT 80 |
| Legal Subdivision | PORTERS BAY PH III |
| Legal Lot Number | 80 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | LORIS |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 20302 |
655 American Beech St is owned and occupied by two individuals who bought it in October 2015.
Source: Horry County records, as of February 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 655 AMERICAN BEECH ST, LORIS, SC 29569-7368 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2015 · Amount on File |
| Deed Sale | Oct 30, 2015 · Amount on File |
| Prior Sale | Apr 24, 2015 · Amount on File |
| Deed Document Number | 0038671020 |
| Deed Book / Page | 3867 / 1020 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 655 AMERICAN BEECH ST, LORIS, SC 29569-7368 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|---|
| Address | 655 AMERICAN BEECH ST, LORIS, SC 29569-7368 |
| Document Number | 64120000001691 |
|---|---|
| Date | Jun 30, 2021 |
| Book Page | 0000006412/0000001691 |
| Name | FREEDOM MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 655 American Beech St was $710, up 35% from the year before.
Source: Horry County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Unified School District | Horry County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $710.00 (+34.98%) | $265,187 (-) Land $65,000 Building $200,187 | |
| 2024 | $526.00 (+11.91%) | $10,607 (+80.45%) Land $2,600 Building $8,007 | $265,187 (+80.46%) Land $65,000 Building $200,187 |
| 2023 | $470.00 | $5,878 Land $810 Building $5,068 | $146,950 Land $20,250 Building $126,700 |
| 2021 | $456.00 | $5,878 Land $810 Building $5,068 | $146,950 Land $20,250 Building $126,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 655 American Beech St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 655 American Beech St is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 67% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HTC Fiber | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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