655 Amber Cir, Reno, NV 89509 Property Records

Washoe County property record for 655 Amber Cir, Reno, NV 89509

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,604 sqft · built 1959
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on File
Last Sale	$560,000 (Mar 2021)
Tax Bill	$1,253 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`024-081-03`

Property Details

APN / Parcel Number

Primary APN	`024-081-03`
Alternative APN	`45104`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,604 sqft Living Area
1st Floor Area	1,604 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	14,985 sqft (0.344 acres)
Garage Type	Attached
Garage Area	458 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	541 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	45104
Street Address	655 AMBER CIR
City	RENO
State	NV
Zip	89509-5324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF3
Legal Description	RENADA CREST 1 LT 3 BLK D
Legal Range	19
Legal Township	19
Legal Section	25
Legal Subdivision	RENADA CREST 1
Legal Block	D
Legal Lot Number	3
Jurisdiction	WASHOE NV
Township / Civil Division	RENO SOUTHWEST
Census Block Group	2
Census Block	2006
Census Tract	1005

Owner

655 Amber Cir is owned and occupied by an individual who bought it in March 2021.

Source: Washoe County records, as of January 8, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	655 AMBER CIR, RENO, NV 89509-5324
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 11, 2018	Bargain and Sale Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2021 · Amount on File
Deed Sale	Mar 29, 2021 · Amount on File
Prior Sale	May 11, 2018 · Amount on File
Deed Document Number	5158878
Record Updated	Jun 8, 2026

March 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Mar 29, 2021
Property Address	655 AMBER CIR, RENO, NV 89509-5324
Document Number	0005158878
Instrument Date	Mar 24, 2021
Instrument	5158878
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	FIRST CENTENNIAL - RENO, FIRST CENTENNIAL RENO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,296.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	655 AMBER CIR, 655, RENO, NV 89509-5324

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	655 AMBER CIR, RENO, NV 89509-5324

Mortgage

Document Number	0005158879
Date	Mar 29, 2021
Instrument	5158879

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	655 AMBER CIR, RENO, NV 89509-5324
Transaction Type	Mortgage
Record Updated	Feb 23, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005133452
Date	Jan 27, 2021
Instrument	5133452

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Sep 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

May 2018: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	May 11, 2018
Property Address	655 AMBER CIR, RENO, NV 89509-5324
Document Number	0004813807
Instrument Date	Apr 18, 2018
Instrument	4813807
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	WESTERN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,599.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	655 AMBER CIR, RENO, NV 89509-5324

Mortgage

Document Number	0004813808
Date	May 11, 2018
Instrument	4813808

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 655 Amber Cir was $1,253.

Source: Washoe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Municipality	Reno City
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,253.00	$73,968 Land $49,210 Building $24,758	$211,338 Land $140,600 Building $70,738
2023	$1,182.00	$76,673 Land $53,515 Building $23,158	$219,066 Land $152,900 Building $66,166

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 655 Amber Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 655 Amber Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Net NV Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hot Spot Broadband Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20

May also be available: AT&T, Truckee Meadows Internet.

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