655 Alta Ct, San Marcos, CA 92069 Property Records

San Diego County property record for 655 Alta Ct, San Marcos, CA 92069

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,852 sqft · built 2003
Lot Size	0.168 acres (7,321 sqft)
Owner	2 Company Names on Record
Last Sale	$470,000 (Jul 2010)
Tax Bill	$9,984 (2025)
Deeds & Mortgages	Aug 2023 Transfer Mar 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`217-650-09-00`

Property Details

APN / Parcel Number

Primary APN	`217-650-09-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,852 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	7,321 sqft (0.168 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	655 ALTA CT
City	SAN MARCOS
State	CA
Zip	92069-8320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPA
Legal Description	LOT 9 TR 014501
Legal Subdivision	SAN MARCOS THE QUORUM
Legal Tract	014501
Legal Block	1
Legal Lot Number	9
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1004
Census Tract	20038

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	655 ALTA CT, SAN MARCOS, CA 92069-8320
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Intrafamily Transfer, Transfer
Mar 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Jul 16, 2019	Quit Claim Deed ATTORNEY ONLY
Feb 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage CONNEXUS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2010 · Amount on Record
Deed Sale	Jul 26, 2010 · Amount on Record
Prior Sale	Jul 29, 2005 · Amount on Record
Deed Document Number	2010373222
Last Transfer Date	Jul 28, 2023
Transfer Doc	0000228101
Record Updated	Oct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 22, 2023
Property Address	655 ALTA CT, SAN MARCOS, CA 92069-8320
Document Number	0000228101
Map Reference	MAP 14501
Instrument Date	Jul 28, 2023
Instrument	2023-0228101
Transaction Type	Transfer
Record Updated	Aug 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 ALTA CT, SAN MARCOS, CA 92069-8320

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	655 ALTA CT, SAN MARCOS, CA 92069-8320
Transaction Type	Mortgage
Record Updated	Apr 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 ALTA CT, SAN MARCOS, CA 92069-8320

Mortgage

Document Number	0000139080
Date	Mar 29, 2022
Instrument	2022-0139080

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.05%
Type Change Date	Apr 1, 2029
Change Frequency	6 Months
Min Rate At Change	3.87%
Max Rate At Change	10%
Index	Other
Max Rate	10%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	655 ALTA CT, SAN MARCOS, CA 92069-8320
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PREMIUM TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000408935
Date	Jul 27, 2020
Instrument	2020-0408935

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

July 2019: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 16, 2019
Property Address	655 ALTA CT, SAN MARCOS, CA 92069-8320
Document Number	0000284276
Instrument Date	Jul 12, 2019
Instrument	284276
Record Updated	Jul 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 ALTA CT SAN MARCOS CA 920698320, SAN MARCOS, CA 92069-8320

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	655 ALTA CT, SAN MARCOS, CA 92069-8320
Document Number	0000083432
Instrument Date	Feb 26, 2019
Transaction Type	Mortgage
Record Updated	Mar 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	655 ALTA CT SAN MARCOS CA 920698320, SAN MARCOS, CA 92069-8320

Mortgage

Document Number	0000083432
Date	Mar 8, 2019
Instrument	83432

Lender

Name	CONNEXUS CU
Type	Credit Union
Address	WAUSAU, WI 54401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 7, 2034

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$614,182 (+2%) Land $226,978 Building $387,204
2025	$9,984.00 (+6.03%) Homeowner's exemption	$602,140 (+4.04%) Land $222,528 Building $379,612
2023	$9,416.00 (+1.7%) Homeowner's exemption	$578,760 Land $213,888 Building $364,872
2022	$9,259.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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