655 Alder St, Edmonds, WA 98020 Property Records

Snohomish County property record for 655 Alder St, Edmonds, WA 98020

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 919 sqft · built 1946
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$640,000 (Oct 2019)
Tax Bill	$7,665 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4342-095-022-00`

Property Details

APN / Parcel Number

Primary APN	`4342-095-022-00`
Alternative APNs	`004342-095-022-00` `43420950220003` `1089741`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Units	2 Units
Stories	1 Story
Building Area	919 sqft Living Area
Gross Area	1,119 sqft
1st Floor Area	919 sqft
Bonus Room	Bonus Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Sundeck
Deck Area	288 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	1089741
Street Address	655 ALDER ST
City	EDMONDS
State	WA
Zip	98020-3415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	CITY OF EDMONDS BLK 095 D-00 - W1/2 LOT 22 - ALL LOT 23
Legal Section	24
Legal Subdivision	CITY OF EDMONDS
Legal Block	095 D
Legal Lot Number	22,23
Jurisdiction	SNOHOMISH WA
Township / Civil Division	EDMONDS
Census Block Group	1
Census Block	1012
Census Tract	50502

Owner

Source: Snohomish County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	655 ALDER ST, EDMONDS, WA 98020-3415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC
Oct 24, 2019	Warranty Deed, Transfer · Conventional with PMI WALLICK & VOLK
Apr 28, 2017	Quit Claim Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2019 · Amount on Record
Deed Sale	Oct 24, 2019 · Amount on Record
Prior Sale	Jul 30, 2012 · Amount on Record
Deed Document Number	2019164
Prior Transfer Date	Apr 17, 2017
Prior Transfer Doc	0000000458
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	655 ALDER ST, EDMONDS, WA 98020-3415
Transaction Type	Mortgage
Record Updated	Oct 28, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202110200240
Date	Oct 20, 2021
Instrument	202110200240

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Oct 24, 2019
Property Address	655 ALDER ST, EDMONDS, WA 98020-3415
Document Number	0000000164
Instrument Date	Oct 16, 2019
Instrument	201910240164
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,397.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 ALDER ST EDMONDS WA 980203415, EDMONDS, WA 98020-3415

Mortgage

Document Number	165
Date	Oct 24, 2019
Instrument	201910240165

Lender

Name	WALLICK & VOLK
Address	CHEYENNE, WY 82001

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2049

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Apr 28, 2017
Property Address	655 ALDER ST, EDMONDS, WA 98020-3415
Document Number	0000000458
Instrument Date	Apr 17, 2017
Instrument	201704280458
Transaction Type	Transfer
Record Updated	May 10, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 ALDER ST EDMONDS WA 980203415, EDMONDS, WA 98020-3415

Mortgage

Document Number	459
Date	Apr 28, 2017
Instrument	201704280459

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 27, 2047

Tax Assessment & Valuation

Source: Snohomish County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Municipality	Edmonds City
Unified School District	Edmonds School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,665.00 (+28.78%)	$960,300 (+10.77%) Land $791,800 Building $168,500	$960,300 (+10.77%) Land $791,800 Building $168,500
2023	$5,952.00	$866,900 Land $705,600 Building $161,300	$866,900 Land $705,600 Building $161,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDMONDS serves 34,065 people · EPA ID WA5322500
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon.

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