655 92nd St Ocean, Marathon, FL 33050 Property Records

Monroe County property record for 655 92nd St Ocean, Marathon, FL 33050

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,326 sqft · built 2021
Lot Size	0.047 acres (2,045 sqft)
Owner	2 Individual Names on Record
Last Sale	$399,900 (Jun 2021)
Tax Bill	$3,020 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`00350010-000100`

Property Details

APN / Parcel Number

Primary APN	`00350010-000100`
Alternative APN	`9104606`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	1,326 sqft Living Area
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Hip
Roof Material	Metal
Lot Area	2,045 sqft (0.047 acres)
Lot Dimensions	117 ft deep x 50 ft wide
Garage Type	Covered
Garage Area	650 sqft
Porch	Unfinished Open Porch
Porch Area	172 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	9104606
Street Address	655 92ND STREET OCEAN
City	MARATHON
State	FL
Zip	33050-3223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URM
Legal Description	BK 1 PT LT 12 GULFSTREAM VILLAGE PB4-110 (PARCEL A) KEY VACA OR476-669 OR1279-2389 OR1735-1679 OR1735-1680 OR2055-979 OR2115-665 OR2197-1902/03 OR2927-2358/59 OR2965-0858 OR2970-0917 OR2994-2231 OR 3066-1338 OR3097-635 OR3102-2102 OR3106-4533106-882
Legal Range	32E
Legal Township	66S
Legal Section	01
Legal Subdivision	GULFSTREAM VILLAGE
Legal Block	1
Legal Lot Number	12
Jurisdiction	MONROE FL
Township / Civil Division	MIDDLE KEYS
Census Block Group	1
Census Block	1013
Census Tract	971100

Owner

Source: Monroe County records, as of February 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5409 OVERSEAS HWY, MARATHON, FL 33050-2710
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 16, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 17, 2021	Re-recorded Document

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2021 · Amount on Record
Deed Sale	Jun 17, 2021 · Amount on Record
Prior Sale	Jun 16, 2021 · Amount on Record
Deed Document Number	20212325745
Deed Book / Page	3106 / 882
Prior Transfer Date	Jun 8, 2021
Prior Transfer Doc	0031060882
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	655 92ND STREET OCEAN, MARATHON, FL 33050-3223
Transaction Type	Mortgage
Record Updated	Jan 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4043 GULFVIEW AVE, MARATHON, FL 33050-2384

Mortgage

Document Number	0031290522
Date	Sep 30, 2021
Book Page	3129/522
Instrument	2342282

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	DETROIT, MI 48231

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jul 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jun 16, 2021
Property Address	655 92ND STREET OCEAN, MARATHON, FL 33050-3223
Document Number	0031060453
Book / Page	3106 / 453
Map Reference	MB 4 PG 110
Instrument Date	Jun 8, 2021
Instrument	2325622
Transaction Type	Transfer
Record Updated	Jan 26, 2023
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 92ND STREET OCEAN, MARATHON, FL 33050-3223

Mortgage

Document Number	0003106455
Date	Jun 16, 2021
Instrument	3106/455

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	MONROE FL
Recording Date	Jun 17, 2021
Property Address	655 92ND STREET OCEAN, MARATHON, FL 33050-3223
Document Number	0031060882
Book / Page	3106 / 882
Map Reference	MB 4 PG 110
Instrument Date	Jun 8, 2021
Instrument	2325745
Record Updated	Jan 26, 2023

Transaction

Amount	Amount Recorded
Tax	$2,799.30
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 92ND STREET OCEAN, MARATHON, FL 33050-3223

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Marathon City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$374,304 (+15.21%) Land $53,988 Building $320,316	$374,304 (+15.21%) Land $53,988 Building $320,316
2024	$3,020.00 (-15.5%)
2023	$3,574.00 (-0.17%)	$324,875 (+1.2%) Land $39,141 Building $285,734	$324,875 (+1.2%) Land $39,141 Building $285,734
2022	$3,580.00	$321,013 Land $32,393 Building $288,620	$321,013 Land $32,393 Building $288,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 569 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	748 units insured incl. 179 condo units
Nearby Flood Claims	1,492 (1978–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 472 claims Hurricane Wilma, Oct 2005 · 269 claims Hurricane Georges, Oct 1998 · 605 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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