655 7th St, Lake Oswego, OR 97034 Property Records

Clackamas County property record for 655 7th St, Lake Oswego, OR 97034

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,867 sqft · built 2012
Lot Size	0.138 acres (6,000 sqft)
Owner	Company Name on Record
Last Sale	$1,975,000 (Aug 2023)
Tax Bill	$16,527 (2025)
Deeds & Mortgages	Aug 2023 Sale May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21E03DB14200`

Property Details

APN / Parcel Number

Primary APN	`21E03DB14200`
Alternative APN	`00196415`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,867 sqft Living Area
Basement Area	696 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	00196415
Street Address	655 7TH ST
City	LAKE OSWEGO
State	OR
Zip	97034-2207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	29 1ST ADD TO OSWEGO LT 13 BLK 24
Legal Range	1E
Legal Township	2S
Legal Section	03
Legal Subdivision	1ST ADD TO OSWEGO
Legal Block	24
Legal Lot Number	13
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	1
Census Block	1013
Census Tract	20102

Owner

Source: Clackamas County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	655 7TH ST, LAKE OSWEGO, OR 97034-2207
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2023	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
May 8, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2023 · Amount on Record
Deed Sale	Aug 1, 2023 · Amount on Record
Prior Sale	Jul 9, 2015 · Amount on Record
Deed Document Number	202327276
Prior Transfer Date	Apr 10, 2020
Prior Transfer Doc	0000057497
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Aug 1, 2023
Property Address	655 7TH ST, LAKE OSWEGO, OR 97034-2207
Document Number	0000027276
Instrument Date	Jul 24, 2023
Instrument	2023-027276
Transaction Type	Transfer
Record Updated	Aug 9, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	655 7TH ST, LAKE OSWEGO, OR 97034-2207

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	655 7TH ST, LAKE OSWEGO, OR 97034-2207
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024770
Date	May 8, 2019
Instrument	2019-024770

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Lake Oswego City
Unified School District	Lake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,527.00 (+5.85%)	$862,529 (+6.09%)	$1,777,242 (+8.47%) Land $501,982 Building $1,275,260
2023	$15,614.00 (+3.06%)	$813,017 (+3%)	$1,638,456 (+2.21%) Land $459,776 Building $1,178,680
2022	$15,151.00	$789,337	$1,602,976 Land $446,306 Building $1,156,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE OSWEGO MUNICIPAL WATER serves 40,000 people · EPA ID OR4100457
Water Source	Purchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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