655 65th Ave SW, Vero Beach, FL 32968 Property Records

Indian River County property record for 655 65th Ave SW, Vero Beach, FL 32968

Property Summary

Property Type	Residential Vacant Land
Lot Size	4.59 acres (199,940 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (May 2021)
Tax Bill	$2,659 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Sep 2018 Sale
Flood Zone	Zone AE (high risk)
APN	`33-39-20-00003-0000-00004.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-20-00003-0000-00004.0`
Alternative APN	`82002`

Exterior

Lot Area	199,940 sqft (4.59 acres)

Location & Zoning

Account Number	82002
Street Address	655 65TH AVE SW
City	VERO BEACH
State	FL
Zip	32968
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	A-1
Legal Description	MAGNOLIA LAKES SUB LOT 4 PBI 20-85
Legal Range	39
Legal Township	33
Legal Section	20
Legal Subdivision	MAGNOLIA LAKES
Legal Lot Number	4
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	4
Census Block	4008
Census Tract	50706

Owner

655 65th Ave SW, residential vacant land, is owned by an individual who bought it in May 2021.

Source: Indian River County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1721 BELMONT CIR SW, VERO BEACH, FL 32968-6714
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Warranty Deed, Transfer · Conventional Mortgage MIDFLORIDA CU
Sep 4, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2021 · Amount on File
Deed Sale	May 18, 2021 · Amount on File
Prior Sale	Sep 4, 2018 · Amount on File
Deed Document Number	3120210035985
Deed Book / Page	3423 / 843
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	May 18, 2021
Property Address	655 65TH AVE SW, VERO BEACH, FL 32968
Document Number	0034230843
Book / Page	3423 / 843
Map Reference	MB 20 PG 85
Instrument Date	May 14, 2021
Instrument	3120210035985
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9920 SW 89TH CT, 9920, MIAMI, FL 33176-2911

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1721 BELMONT CIR SW, VERO BEACH, FL 32968-6714
Investor	Possibly a Property Investor

Mortgage

Document Number	0003423845
Date	May 18, 2021
Instrument	3423/845

Lender

Name	MIDFLORIDA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	61 Months
Due	Jun 1, 2026

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Sep 4, 2018
Property Address	655 65TH AVE SW, VERO BEACH, FL 32968
Document Number	0031452083
Book / Page	003145 / 002083
Instrument Date	Sep 4, 2018
Instrument	54199
Transaction Type	Transfer
Record Updated	Sep 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$2,205.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9920 SW 89TH CT MIAMI FL 331762911, MIAMI, FL 33176-2911

Tax Assessment & Valuation

The 2025 property tax bill for 655 65th Ave SW was $2,659.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,659.00	$175,568 Land $175,568	$175,568 Land $175,568
2023	$2,520.00 (+9.76%)	$175,568 (+12.5%) Land $175,568	$175,568 (+12.5%) Land $175,568
2022	$2,296.00	$156,060 Land $156,060	$156,060 Land $156,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 655 65th Ave SW in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 220 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	220 in force
Nearby Flood Claims	2 (2017–2025)
Most Recent Claim	Jul 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 655 65th Ave SW is high, ranking above 70% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 51% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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