655 55th St, Sacramento, CA 95819 Property Records

Sacramento County property record for 655 55th St, Sacramento, CA 95819

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,217 sqft · built 1940
Lot Size	0.116 acres (5,040 sqft)
Owner	Individual Name on File
Last Sale	$710,000 (Dec 2021)
Tax Bill	$8,813 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Oct 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-0342-017-0000`

Property Details

APN / Parcel Number

Primary APN	`004-0342-017-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,217 sqft Living Area
1st Floor Area	766 sqft
Bonus Room	Bonus Room

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,040 sqft (0.116 acres)
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	655 55TH ST
City	SACRAMENTO
State	CA
Zip	95819-3304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 33 H ST TRACT UNIT NO. 4 EXC. POR. DES. IN BK. 909 O.R. 335 & POR. LOT 17 H ST. TRACT DES. AS BEG. AT NW COR. LOT 17 TH.
Legal Subdivision	H ST 04
Legal Block	K
Legal Lot Number	33,17
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2018
Census Tract	200

Owner

655 55th St is owned and occupied by an individual who bought it in December 2021.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	655 55TH ST, SACRAMENTO, CA 95819-3304
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Oct 15, 2021	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Aug 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage ASSET FIN'L CTR INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2021 · Amount on File
Deed Sale	Dec 10, 2021 · Amount on File
Prior Sale	Dec 10, 2021 · Amount on File
Deed Document Number	20211735
Prior Transfer Date	Mar 14, 1996
Prior Transfer Doc	9603000124
Record Updated	Oct 29, 2026

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 10, 2021
Property Address	655 55TH ST, SACRAMENTO, CA 95819-3304
Document Number	0000001735
Map Reference	MB 22 MAP 24
Instrument Date	Dec 8, 2021
Instrument	2021121001735
Transaction Type	Transfer
Record Updated	Dec 24, 2021
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 55TH ST, SACRAMENTO, CA 95819-3304

Mortgage

Document Number	0000001736
Date	Dec 10, 2021
Instrument	2021121001736

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	655 55TH ST, SACRAMENTO, CA 95819-3304
Transaction Type	Mortgage
Record Updated	Oct 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 55TH ST, SACRAMENTO, CA 95819-3304

Mortgage

Document Number	2021101501118
Date	Oct 15, 2021
Instrument	2021101501118

Lender

Name	FIRST BANK
Type	Bank
Address	ROSEVILLE, CA 95678

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	655 55TH ST, SACRAMENTO, CA 95819-3304
Document Number	2008281431
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Sep 17, 2020
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	655 55TH ST SACRAMENTO CA 958193304, SACRAMENTO, CA 95819-3304

Mortgage

Document Number	2008281431
Date	Aug 28, 2020
Instrument	2008281431

Lender

Name	ASSET FIN'L CTR INC
Address	CONCORD, CA 94520

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 655 55th St was $8,813, up 1.4% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$766,361 (+2%) Land $405,912 Building $360,449
2025	$8,813.00 (+1.44%)	$751,335 Land $397,953 Building $353,382
2024	$8,688.00 (+2.42%)
2023	$8,483.00 (+1.7%)	$722,160 Land $382,500 Building $339,660
2022	$8,341.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 655 55th St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 70 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	70 in force
Nearby Flood Claims	9 (1983–2017)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 4 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 655 55th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	200 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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