655 49th St Ocean, Marathon, FL 33050 Property Records

Monroe County property record for 655 49th St Ocean, Marathon, FL 33050

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,514 sqft · built 1959
Lot Size	0.16 acres (7,000 sqft)
Owner	Company Name on File
Last Sale	$180,000 (Oct 2024)
Tax Bill	$9,766 (2024)
Deeds & Mortgages	Oct 2024 Sale Oct 2024 Transfer + 2 more
Flood Zone	Zone AE (high risk)
APN	`00324870-000000`

Property Details

APN / Parcel Number

Primary APN	`00324870-000000`
Alternative APNs	`11663200324870000000` `1398799`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,514 sqft Living Area
1st Floor Area	1,465 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,000 sqft (0.16 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	260 sqft

Exterior Amenities

Pool Type	Public / Commercial Pool
Porch	Open Porch
Porch Area	234 sqft
Deck Area	976 sqft
Patio Area	1,207 sqft
Fence	Fence
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air

Location & Zoning

Account Number	1398799
Old Parcel Number	11663200324870000000
Street Address	655 49TH STREET OCEAN
City	MARATHON
State	FL
Zip	33050-2658
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK E LT 9 AMD PLAT OF MARAMEADE SUBD PB3-185 KEY VACCA OR434-465 OR645-16 OR662-5 OR1164-1178 OR1182-1983 OR1274-1382
Legal Range	32E
Legal Township	66S
Legal Section	11
Legal Subdivision	MARAMEADE AMD
Legal Block	E
Legal Lot Number	9
Jurisdiction	MONROE FL
Township / Civil Division	MIDDLE KEYS
Census Block Group	1
Census Block	1033
Census Tract	971200

Owner

655 49th St Ocean is owned by a company that bought it in October 2024.

Source: Monroe County records, as of December 5, 2025

Owner of Record	Company Name on File
Mailing Address	7341 SABAL DR, MIAMI LAKES, FL 33014-2522
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2024	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Oct 28, 2024	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Sep 26, 2023	Warranty Deed, Transfer · Conventional Mortgage CENTENNIAL BANK
Apr 1, 2021	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2024 · Amount on File
Deed Sale	Oct 28, 2024 · Amount on File
Prior Sale	Oct 28, 2024
Deed Document Number	2478959
Deed Book / Page	3298 / 173
Record Updated	Jun 8, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Oct 28, 2024
Property Address	655 49TH STREET OCEAN, MARATHON, FL 33050-2658
Document Number	0032980173
Book / Page	3298 / 173
Map Reference	MB 3 PG 185
Instrument Date	Oct 21, 2024
Instrument	2478959
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$1,260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	807 BLUFF RD, COLUMBIA, SC 29201-4709
Investor	Possibly a Property Investor

October 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Oct 28, 2024
Property Address	655 49TH STREET OCEAN, MARATHON, FL 33050-2658
Document Number	0032980169
Book / Page	3298 / 169
Map Reference	MB 3 PG 185
Instrument Date	Oct 21, 2024
Instrument	2478958
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Sep 26, 2023
Property Address	655 49TH STREET OCEAN, MARATHON, FL 33050-2658
Document Number	0032432398
Book / Page	3243 / 2398
Map Reference	MB 3 PG 185
Instrument Date	Sep 22, 2023
Instrument	2433334
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,560.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	311 NW 11TH ST, DELRAY BEACH, FL 33444-2954

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7341 SABAL DR, MIAMI LAKES, FL 33014-2522
Investor	Possibly a Property Investor

Mortgage

Document Number	0032432401
Date	Sep 26, 2023
Instrument	3243/2401

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Oct 1, 2030
Change Frequency	Annually
Min Rate At Change	4.62%
Max Rate At Change	8.62%
Index	SOFR Average 30-Day
Max Rate	12.6%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 1, 2021
Property Address	655 49TH STREET OCEAN, MARATHON, FL 33050-2658
Document Number	0030852436
Book / Page	3085 / 2436
Map Reference	MB 3 PG 185
Instrument Date	Mar 31, 2021
Instrument	2311577
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	CORAL REEF TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,165.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	655 49TH STREET OCEAN, MARATHON, FL 33050-2658

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 NW 11TH ST, DELRAY BEACH, FL 33444-2954

Mortgage

Document Number	0030852438
Date	Apr 1, 2021
Instrument	3085/2438

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Marathon City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$917,078 Land $589,050 Building $328,028	$917,078 Land $589,050 Building $328,028
2024	$9,766.00 (+7.92%)
2023	$9,049.00 (+17.5%)	$930,750 (+51.56%) Land $658,350 Building $272,400	$930,750 (+51.56%) Land $658,350 Building $272,400
2022	$7,701.00	$614,097 Land $381,150 Building $232,947	$614,097 Land $381,150 Building $232,947

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 655 49th St Ocean in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 741 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,105 units insured incl. 364 condo units
Nearby Flood Claims	483 (1980–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 312 claims Hurricane Wilma, Oct 2005 · 17 claims Hurricane Georges, Sep 1998 · 130 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 655 49th St Ocean has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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