655 48th St, Des Moines, IA 50312 Property Records

Polk County property record for 655 48th St, Des Moines, IA 50312

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,112 sqft · built 1964
Lot Size	0.3 acres (13,068 sqft)
Owner	Company Name on Record
Last Sale	$328,000 (Aug 2022)
Tax Bill	$6,264 (2024)
Deeds & Mortgages	Apr 2023 Line of Credit Aug 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7825-01-405-009`

Property Details

APN / Parcel Number

Primary APN	`7825-01-405-009`
Alternative APN	`090/05904-000-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,112 sqft Living Area
Gross Area	2,224 sqft
1st Floor Area	1,112 sqft
Basement Area	1,112 sqft
Finished Basement	175 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	133 ft deep x 98 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	120 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	655 48TH ST
City	DES MOINES
State	IA
Zip	50312-1954
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 16 F LOT 99 & ALL LOT 100 & S 16 F LOT 101 POLK PLACE
Legal Range	25W
Legal Township	78N
Legal Section	1
Legal Subdivision	POLK PLACE
Legal Lot Number	99,101
Jurisdiction	POLK IA
Township / Civil Division	DES MOINES
Census Block Group	3
Census Block	3009
Census Tract	3002

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	655 48TH ST, DES MOINES, IA 50312-1954
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2023	Deed of Trust, Mortgage · Line of Credit BANK
Aug 24, 2022	Affidavit of Death of Joint Tenant, Transfer
Aug 24, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2022 · Amount on Record
Deed Sale	Aug 24, 2022 · Amount on Record
Prior Sale	Aug 24, 2022
Deed Document Number	2022-00068039
Deed Book / Page	19241 / 508
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	655 48TH ST, DES MOINES, IA 50312-1954
Transaction Type	Mortgage
Record Updated	May 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018351
Date	Apr 19, 2023
Book Page	19449/851
Instrument	2023-00018351

Lender

Name	BANK
Type	Bank
Address	DES MOINES, IA 50309

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	468 Months
Due	Mar 31, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	POLK IA
Recording Date	Aug 24, 2022
Property Address	655 48TH ST, DES MOINES, IA 50312-1954
Document Number	0000068038
Book / Page	19241 / 506
Instrument Date	Aug 23, 2022
Instrument	2022-00068038
Transaction Type	Transfer
Record Updated	Sep 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 48TH ST, DES MOINES, IA 50312-1954

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Aug 24, 2022
Property Address	655 48TH ST, DES MOINES, IA 50312-1954
Document Number	0000068039
Book / Page	19241 / 508
Instrument Date	Aug 23, 2022
Instrument	2022-00068039
Transaction Type	Transfer
Record Updated	Sep 5, 2022

Transaction

Amount	Amount Recorded
Tax	$524.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	655 48TH ST, DES MOINES, IA 50312-1954

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$349,200 (+8.35%) Land $91,600 Building $257,600	$349,200 (+8.35%) Land $91,600 Building $257,600
2024	$6,264.00 (+9.43%)
2023		$322,300 Land $83,400 Building $238,900	$322,300 Land $83,400 Building $238,900
2020	$5,724.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

Nearby Properties on 48th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures